/* ==========================================================================
   FinSecureHub — Global Design System
   Premium insurance brand foundation (HTML5 / CSS3 / vanilla JS)
   ========================================================================== */

@import url("https://fonts.googleapis.com/css2?family=Manrope:wght@400;500;600;700;800&display=swap");

/* --------------------------------------------------------------------------
   1. Design Tokens
   -------------------------------------------------------------------------- */
:root {
  /* Brand */
  --primary: #0b1f3a;
  --primary-dark: #071528;
  --secondary: #1a4b8c;
  --accent: #0d9488;
  --accent-dark: #0f766e;
  --accent-soft: rgba(13, 148, 136, 0.12);

  /* Surfaces */
  --background: #f5f7fb;
  --surface: #ffffff;
  --surface-muted: #eef2f8;
  --navy-soft: #132a4a;

  /* Text */
  --text: #1c2434;
  --text-muted: #5b6577;
  --text-inverse: #f4f7fb;

  /* UI */
  --border: #d9e1ec;
  --border-strong: #c2cddc;
  --white: #ffffff;
  --focus: #2f6fed;
  --danger: #c0392b;
  --success: #1f7a5c;

  /* Elevation */
  --shadow-sm: 0 1px 2px rgba(11, 31, 58, 0.05);
  --shadow: 0 8px 24px rgba(11, 31, 58, 0.08);
  --shadow-lg: 0 18px 48px rgba(11, 31, 58, 0.12);
  --shadow-header: 0 4px 20px rgba(11, 31, 58, 0.08);

  /* Shape & layout */
  --radius-sm: 8px;
  --radius: 12px;
  --radius-lg: 18px;
  --radius-full: 999px;
  --container: 1200px;
  --header-height: 80px;
  --header-height-scrolled: 72px;

  /* Motion */
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --duration: 0.35s;
  --duration-fast: 0.2s;
  --duration-slow: 0.55s;

  /* Typography */
  --font: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
  --lh: 1.65;
  --lh-tight: 1.2;
}

/* --------------------------------------------------------------------------
   2. Reset & Base
   -------------------------------------------------------------------------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1rem;
  font-weight: 500;
  line-height: var(--lh);
  color: var(--text);
  background: var(--background);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body.is-locked {
  overflow: hidden;
}

img,
svg,
video {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: var(--secondary);
  text-decoration: none;
  transition: color var(--duration-fast) var(--ease);
}

a:hover {
  color: var(--accent);
}

ul,
ol {
  margin: 0;
  padding: 0;
  list-style: none;
}

button,
input,
textarea,
select {
  font: inherit;
  color: inherit;
}

button {
  cursor: pointer;
  border: none;
  background: none;
}

h1,
h2,
h3,
h4,
h5,
h6 {
  margin: 0 0 0.6em;
  color: var(--primary);
  font-weight: 700;
  line-height: var(--lh-tight);
  letter-spacing: -0.02em;
}

h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
}

h2 {
  font-size: clamp(1.6rem, 3vw, 2.25rem);
}

h3 {
  font-size: clamp(1.2rem, 2vw, 1.4rem);
}

p {
  margin: 0 0 1rem;
  color: var(--text-muted);
}

p:last-child {
  margin-bottom: 0;
}

:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 3px;
}

::selection {
  background: rgba(13, 148, 136, 0.2);
  color: var(--primary);
}

/* --------------------------------------------------------------------------
   3. Layout Utilities
   -------------------------------------------------------------------------- */
.container {
  width: min(100% - 2.5rem, var(--container));
  margin-inline: auto;
}

.section {
  padding: clamp(4rem, 8vw, 6.5rem) 0;
}

.section--tight {
  padding: clamp(3rem, 6vw, 4.5rem) 0;
}

.section--surface {
  background: var(--surface);
}

.section--muted {
  background: var(--surface-muted);
}

.section--navy {
  background: var(--primary);
  color: var(--text-inverse);
}

.section--navy h1,
.section--navy h2,
.section--navy h3,
.section--navy .section-heading__title {
  color: var(--white);
}

.section--navy p,
.section--navy .section-heading__text {
  color: rgba(244, 247, 251, 0.78);
}

.section-heading {
  max-width: 40rem;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.section-heading--center {
  margin-inline: auto;
  text-align: center;
}

.section-heading__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 0.85rem;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
}

.section-heading__title {
  margin-bottom: 0.85rem;
}

.section-heading__text {
  font-size: 1.0625rem;
  margin: 0;
}

.grid {
  display: grid;
  gap: 1.5rem;
}

.grid-2 {
  grid-template-columns: repeat(2, 1fr);
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

@media (max-width: 992px) {
  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }

  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .grid-2,
  .grid-3,
  .grid-4 {
    grid-template-columns: 1fr;
  }
}

/* --------------------------------------------------------------------------
   4. Buttons
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  min-height: 48px;
  padding: 0.75rem 1.4rem;
  border-radius: var(--radius-sm);
  border: 1.5px solid transparent;
  font-size: 0.9375rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  line-height: 1;
  text-decoration: none;
  white-space: nowrap;
  cursor: pointer;
  transition:
    background-color var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease),
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease),
    transform var(--duration-fast) var(--ease);
}

.btn:hover {
  transform: translateY(-1px);
}

.btn:active {
  transform: translateY(0);
}

.btn:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 3px;
}

.btn i {
  transition: transform var(--duration-fast) var(--ease);
}

.btn:hover i.fa-arrow-right,
.btn:hover .fa-arrow-right {
  transform: translateX(3px);
}

.btn--primary {
  background: linear-gradient(135deg, var(--secondary) 0%, #1658a8 100%);
  color: var(--white);
  box-shadow: 0 8px 20px rgba(26, 75, 140, 0.28);
}

.btn--primary:hover {
  background: linear-gradient(135deg, #1658a8 0%, var(--secondary) 100%);
  color: var(--white);
  box-shadow: 0 10px 24px rgba(26, 75, 140, 0.34);
}

.btn--accent {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
  color: var(--white);
  box-shadow: 0 8px 20px rgba(13, 148, 136, 0.28);
}

.btn--accent:hover {
  background: linear-gradient(135deg, var(--accent-dark) 0%, var(--accent) 100%);
  color: var(--white);
}

.btn--secondary {
  background: var(--surface);
  color: var(--primary);
  border-color: var(--border-strong);
}

.btn--secondary:hover {
  border-color: var(--secondary);
  color: var(--secondary);
  background: var(--surface);
}

.btn--ghost {
  background: transparent;
  color: var(--primary);
  border-color: transparent;
}

.btn--ghost:hover {
  background: var(--surface-muted);
  color: var(--primary);
}

.btn--outline-light {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.35);
}

.btn--outline-light:hover {
  background: rgba(255, 255, 255, 0.1);
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.55);
}

.btn--link {
  min-height: auto;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  color: var(--secondary);
  box-shadow: none;
  font-weight: 750;
}

.btn--link:hover {
  color: var(--accent-dark);
  transform: none;
  background: transparent;
}

.btn--sm {
  min-height: 40px;
  padding: 0.55rem 1rem;
  font-size: 0.875rem;
}

.btn--lg {
  min-height: 54px;
  padding: 0.9rem 1.75rem;
  font-size: 1rem;
}

.btn-group {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  align-items: center;
}

@media (prefers-reduced-motion: reduce) {
  .btn,
  .btn i {
    transition: none;
  }

  .btn:hover,
  .btn:hover i.fa-arrow-right,
  .btn:hover .fa-arrow-right {
    transform: none;
  }
}

/* --------------------------------------------------------------------------
   5. Badges
   -------------------------------------------------------------------------- */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.35rem 0.75rem;
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  background: var(--accent-soft);
  color: var(--accent-dark);
}

.badge--navy {
  background: rgba(11, 31, 58, 0.08);
  color: var(--primary);
}

.badge--blue {
  background: rgba(26, 75, 140, 0.1);
  color: var(--secondary);
}

.badge--outline {
  background: transparent;
  border: 1px solid var(--border);
  color: var(--text-muted);
}

/* --------------------------------------------------------------------------
   6. Cards
   -------------------------------------------------------------------------- */
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: rgba(26, 75, 140, 0.18);
}

.card__media {
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--surface-muted);
}

.card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.card:hover .card__media img {
  transform: scale(1.04);
}

.card__body {
  padding: 1.5rem;
}

.card__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  align-items: center;
  margin-bottom: 0.85rem;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

.card__title {
  margin-bottom: 0.65rem;
  font-size: 1.2rem;
}

.card__title a {
  color: inherit;
}

.card__title a:hover {
  color: var(--secondary);
}

.card__text {
  margin-bottom: 1.15rem;
  font-size: 0.975rem;
}

.card__link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--secondary);
}

.card__link:hover {
  color: var(--accent);
}

.card__link i {
  transition: transform var(--duration-fast) var(--ease);
}

.card__link:hover i {
  transform: translateX(3px);
}

/* Service card */
.service-card {
  height: 100%;
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
}

.service-card__icon {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  margin-bottom: 1.25rem;
  border-radius: var(--radius);
  background: linear-gradient(145deg, rgba(26, 75, 140, 0.1), rgba(13, 148, 136, 0.12));
  color: var(--secondary);
  font-size: 1.25rem;
}

.service-card__title {
  margin-bottom: 0.65rem;
}

.service-card__text {
  flex: 1;
  margin-bottom: 1.25rem;
}

/* Testimonial card */
.testimonial-card {
  height: 100%;
  padding: 1.75rem;
}

.testimonial-card__quote {
  margin: 0 0 1.5rem;
  font-size: 1.05rem;
  line-height: 1.7;
  color: var(--text);
}

.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.testimonial-card__avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--border);
}

.testimonial-card__name {
  margin: 0;
  font-size: 0.975rem;
  font-weight: 700;
  color: var(--primary);
}

.testimonial-card__role {
  margin: 0.15rem 0 0;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

/* Blog card inherits .card structure */

/* --------------------------------------------------------------------------
   7. Forms
   -------------------------------------------------------------------------- */
.form-group {
  margin-bottom: 1.15rem;
}

.form-label {
  display: block;
  margin-bottom: 0.45rem;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary);
}

.form-control,
.form-select,
.form-textarea {
  width: 100%;
  min-height: 48px;
  padding: 0.7rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--surface);
  color: var(--text);
  transition:
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease);
}

.form-textarea {
  min-height: 140px;
  resize: vertical;
}

.form-control:hover,
.form-select:hover,
.form-textarea:hover {
  border-color: var(--border-strong);
}

.form-control:focus,
.form-select:focus,
.form-textarea:focus {
  outline: none;
  border-color: var(--secondary);
  box-shadow: 0 0 0 4px rgba(26, 75, 140, 0.12);
}

.form-hint {
  margin-top: 0.4rem;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

.form-error {
  margin-top: 0.4rem;
  font-size: 0.8125rem;
  color: var(--danger);
}

/* --------------------------------------------------------------------------
   8. Breadcrumbs
   -------------------------------------------------------------------------- */
.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.45rem;
  margin-bottom: 1.25rem;
  font-size: 0.875rem;
  color: var(--text-muted);
}

.breadcrumbs a {
  color: var(--text-muted);
}

.breadcrumbs a:hover {
  color: var(--accent);
}

.breadcrumbs__sep {
  opacity: 0.5;
  font-size: 0.75rem;
}

.breadcrumbs__current {
  color: var(--primary);
  font-weight: 600;
}

.page-hero--navy .breadcrumbs,
.page-hero--navy .breadcrumbs a {
  color: rgba(244, 247, 251, 0.72);
}

.page-hero--navy .breadcrumbs a:hover {
  color: var(--white);
}

.page-hero--navy .breadcrumbs__current {
  color: var(--white);
}

/* --------------------------------------------------------------------------
   9. Page Hero
   -------------------------------------------------------------------------- */
.page-hero {
  position: relative;
  padding: calc(var(--header-height) + 3.5rem) 0 4rem;
  background:
    radial-gradient(ellipse 80% 60% at 90% 10%, rgba(13, 148, 136, 0.08), transparent 55%),
    linear-gradient(180deg, #e8eef7 0%, var(--background) 100%);
  overflow: hidden;
}

.page-hero--navy {
  background:
    radial-gradient(ellipse 70% 50% at 85% 20%, rgba(13, 148, 136, 0.22), transparent 50%),
    linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 55%, var(--navy-soft) 100%);
  color: var(--text-inverse);
}

.page-hero--navy h1 {
  color: var(--white);
}

.page-hero--navy p {
  color: rgba(244, 247, 251, 0.8);
}

.page-hero__inner {
  max-width: 42rem;
}

.page-hero__title {
  margin-bottom: 0.9rem;
}

.page-hero__text {
  font-size: 1.1rem;
  margin-bottom: 0;
}

/* --------------------------------------------------------------------------
   10. Logo
   -------------------------------------------------------------------------- */
.logo {
  display: inline-flex;
  align-items: center;
  gap: 0.7rem;
  text-decoration: none;
  color: var(--primary);
  flex-shrink: 0;
}

.logo:hover {
  color: var(--primary);
}

.logo__mark {
  width: 40px;
  height: 40px;
  flex-shrink: 0;
}

.logo__mark svg {
  width: 100%;
  height: 100%;
}

.logo__text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.logo__name {
  font-size: 1.125rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: inherit;
}

.logo__tag {
  margin-top: 0.15rem;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
}

.site-header.is-scrolled .logo__tag,
.site-header:not(.is-transparent) .logo__tag {
  color: var(--accent-dark);
}

@media (max-width: 640px) {
  .logo__mark {
    width: 36px;
    height: 36px;
  }

  .logo__name {
    font-size: 1.02rem;
  }

  .logo__tag {
    font-size: 0.6rem;
  }
}

/* Inverse logo on transparent navy heroes / dark header variants */
.site-header.is-transparent .logo {
  color: var(--white);
}

.site-header.is-transparent .logo__tag {
  color: #5eead4;
}

.site-header.is-scrolled .logo,
.site-header:not(.is-transparent) .logo {
  color: var(--primary);
}

/* Footer logo */
.footer .logo {
  color: var(--white);
  margin-bottom: 1rem;
}

.footer .logo__tag {
  color: #5eead4;
}

/* --------------------------------------------------------------------------
   11. Header / Navigation
   -------------------------------------------------------------------------- */
.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 1000;
  height: var(--header-height);
  transition:
    background-color var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    height var(--duration) var(--ease),
    backdrop-filter var(--duration) var(--ease);
}

.site-header.is-transparent {
  background: transparent;
}

.site-header.is-scrolled,
.site-header:not(.is-transparent) {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: var(--shadow-header);
  height: var(--header-height-scrolled);
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  height: 100%;
}

.nav {
  display: flex;
  align-items: center;
  gap: 0.15rem;
}

.nav__link {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.55rem 0.85rem;
  border-radius: var(--radius-sm);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--text);
  transition:
    color var(--duration-fast) var(--ease),
    background-color var(--duration-fast) var(--ease);
}

.site-header.is-transparent .nav__link {
  color: rgba(255, 255, 255, 0.9);
}

.site-header.is-transparent .nav__link:hover,
.site-header.is-transparent .nav__link.is-active {
  color: var(--white);
  background: rgba(255, 255, 255, 0.1);
}

.site-header.is-scrolled .nav__link,
.site-header:not(.is-transparent) .nav__link {
  color: var(--text);
}

.nav__link:hover,
.nav__link.is-active {
  color: var(--secondary);
  background: rgba(26, 75, 140, 0.06);
}

.nav__link.is-active::after {
  content: "";
  position: absolute;
  left: 0.85rem;
  right: 0.85rem;
  bottom: 0.2rem;
  height: 2px;
  border-radius: 2px;
  background: var(--accent);
}

.site-header.is-transparent .nav__link.is-active::after {
  background: #5eead4;
}

/* Dropdown */
.nav__item {
  position: relative;
}

.nav__item--dropdown > .nav__link {
  padding-right: 0.65rem;
}

.nav__caret {
  font-size: 0.7rem;
  transition: transform var(--duration-fast) var(--ease);
}

.nav__item--dropdown.is-open > .nav__link .nav__caret,
.nav__item--dropdown:hover > .nav__link .nav__caret {
  transform: rotate(180deg);
}

.nav__dropdown {
  position: absolute;
  top: calc(100% + 0.5rem);
  left: 0;
  min-width: 220px;
  padding: 0.5rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition:
    opacity var(--duration-fast) var(--ease),
    transform var(--duration-fast) var(--ease),
    visibility var(--duration-fast) var(--ease);
}

.nav__item--dropdown:hover .nav__dropdown,
.nav__item--dropdown:focus-within .nav__dropdown,
.nav__item--dropdown.is-open .nav__dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav__dropdown a {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding: 0.75rem 0.85rem;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text);
}

.nav__dropdown a:hover,
.nav__dropdown a.is-active {
  background: var(--surface-muted);
  color: var(--secondary);
}

.nav__dropdown-icon {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 0.85rem;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.site-header.is-transparent .header-actions .btn--primary {
  box-shadow: 0 8px 22px rgba(0, 0, 0, 0.2);
}

/* Mobile toggle */
.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  place-items: center;
  border-radius: var(--radius-sm);
  color: var(--primary);
  border: 1px solid var(--border);
  background: var(--surface);
}

.site-header.is-transparent .nav-toggle {
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.28);
  background: rgba(255, 255, 255, 0.08);
}

.site-header.is-scrolled .nav-toggle,
.site-header:not(.is-transparent) .nav-toggle {
  color: var(--primary);
  border-color: var(--border);
  background: var(--surface);
}

.nav-toggle__bars {
  position: relative;
  width: 18px;
  height: 14px;
}

.nav-toggle__bars span {
  position: absolute;
  left: 0;
  width: 100%;
  height: 2px;
  border-radius: 2px;
  background: currentColor;
  transition:
    transform var(--duration-fast) var(--ease),
    opacity var(--duration-fast) var(--ease),
    top var(--duration-fast) var(--ease);
}

.nav-toggle__bars span:nth-child(1) {
  top: 0;
}

.nav-toggle__bars span:nth-child(2) {
  top: 6px;
}

.nav-toggle__bars span:nth-child(3) {
  top: 12px;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(1) {
  top: 6px;
  transform: rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(3) {
  top: 6px;
  transform: rotate(-45deg);
}

/* Mobile nav panel */
.nav-backdrop {
  position: fixed;
  inset: 0;
  z-index: 998;
  background: rgba(7, 21, 40, 0.45);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition:
    opacity var(--duration) var(--ease),
    visibility var(--duration) var(--ease);
}

.nav-backdrop.is-visible {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

@media (max-width: 992px) {
  .nav-toggle {
    display: grid;
  }

  .header-actions .btn {
    display: none;
  }

  .nav {
    position: fixed;
    top: 0;
    right: 0;
    z-index: 999;
    width: min(100%, 360px);
    height: 100vh;
    height: 100dvh;
    flex-direction: column;
    align-items: stretch;
    gap: 0.25rem;
    padding: 5.5rem 1.25rem 2rem;
    background: var(--surface);
    box-shadow: var(--shadow-lg);
    transform: translateX(105%);
    transition: transform var(--duration) var(--ease);
    overflow-y: auto;
  }

  .nav.is-open {
    transform: translateX(0);
  }

  .nav__link {
    width: 100%;
    justify-content: space-between;
    padding: 0.9rem 1rem;
    color: var(--text) !important;
    background: transparent !important;
  }

  .nav__link.is-active::after {
    display: none;
  }

  .nav__link.is-active {
    background: var(--surface-muted) !important;
    color: var(--secondary) !important;
  }

  .nav__dropdown {
    position: static;
    min-width: 0;
    margin: 0.15rem 0 0.5rem;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: none;
    background: var(--surface-muted);
    display: none;
  }

  .nav__item--dropdown.is-open .nav__dropdown {
    display: block;
  }

  .nav-mobile-cta {
    display: block;
    margin-top: 1.25rem;
  }

  .nav-mobile-cta .btn {
    width: 100%;
  }
}

@media (min-width: 993px) {
  .nav-mobile-cta {
    display: none;
  }
}

/* --------------------------------------------------------------------------
   12. Footer
   -------------------------------------------------------------------------- */
.footer {
  background: var(--primary-dark);
  color: rgba(244, 247, 251, 0.78);
  padding-top: clamp(3.5rem, 7vw, 5rem);
}

.footer a {
  color: rgba(244, 247, 251, 0.78);
}

.footer a:hover {
  color: #5eead4;
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.4fr repeat(3, 1fr);
  gap: 2.5rem 2rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer__brand-text {
  max-width: 28rem;
  margin: 0 0 1.5rem;
  font-size: 0.95rem;
  line-height: 1.7;
  color: rgba(244, 247, 251, 0.7);
}

.footer__title {
  margin: 0 0 1.15rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.02em;
}

.footer__links {
  display: grid;
  gap: 0.65rem;
}

.footer__links a {
  font-size: 0.925rem;
  font-weight: 500;
}

.footer__contact {
  display: grid;
  gap: 1rem;
  margin-top: 2rem;
  padding: 1.5rem;
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.footer__contact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.footer__contact-item {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
}

.footer__contact-icon {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: rgba(13, 148, 136, 0.15);
  color: #5eead4;
  font-size: 0.9rem;
}

.footer__contact-label {
  display: block;
  margin-bottom: 0.15rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(244, 247, 251, 0.5);
}

.footer__contact-value {
  font-size: 0.925rem;
  font-weight: 600;
  color: var(--white);
  word-break: break-word;
}

.footer__contact-value a {
  color: var(--white);
}

.social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}

.social-links a {
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  background: rgba(255, 255, 255, 0.04);
  color: var(--white);
  font-size: 0.95rem;
  transition:
    background-color var(--duration-fast) var(--ease),
    border-color var(--duration-fast) var(--ease),
    transform var(--duration-fast) var(--ease);
}

.social-links a:hover {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--white);
  transform: translateY(-2px);
}

.footer__bottom {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.35rem 0;
  font-size: 0.875rem;
}

.footer__legal {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem;
}

@media (max-width: 992px) {
  .footer__grid {
    grid-template-columns: 1fr 1fr;
  }

  .footer__brand {
    grid-column: 1 / -1;
  }

  .footer__contact-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .footer__grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .footer__bottom {
    flex-direction: column;
    align-items: flex-start;
  }
}

/* --------------------------------------------------------------------------
   13. Animation System
   -------------------------------------------------------------------------- */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition:
    opacity var(--duration-slow) var(--ease),
    transform var(--duration-slow) var(--ease);
  will-change: opacity, transform;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-left {
  opacity: 0;
  transform: translateX(-28px);
  transition:
    opacity 0.7s var(--ease),
    transform 0.7s var(--ease);
  will-change: opacity, transform;
}

.reveal-left.is-visible {
  opacity: 1;
  transform: translateX(0);
}

.reveal-right {
  opacity: 0;
  transform: translateX(28px);
  transition:
    opacity 0.7s var(--ease),
    transform 0.7s var(--ease);
  will-change: opacity, transform;
}

.reveal-right.is-visible {
  opacity: 1;
  transform: translateX(0);
}

.reveal-scale {
  opacity: 0;
  transform: scale(0.96);
  transition:
    opacity 0.65s var(--ease),
    transform 0.65s var(--ease);
  will-change: opacity, transform;
}

.reveal-scale.is-visible {
  opacity: 1;
  transform: scale(1);
}

.reveal-delay-1 {
  transition-delay: 0.08s;
}

.reveal-delay-2 {
  transition-delay: 0.16s;
}

.reveal-delay-3 {
  transition-delay: 0.24s;
}

.reveal-delay-4 {
  transition-delay: 0.32s;
}

.img-reveal {
  position: relative;
  overflow: hidden;
}

.img-reveal::after {
  content: "";
  position: absolute;
  inset: 0;
  background: var(--primary);
  transform-origin: left center;
  transition: transform 0.85s var(--ease);
}

.img-reveal.is-visible::after {
  transform: scaleX(0);
  transform-origin: right center;
}

.img-reveal img {
  transform: scale(1.08);
  transition: transform 1s var(--ease);
}

.img-reveal.is-visible img {
  transform: scale(1);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  .reveal,
  .reveal-left,
  .reveal-right,
  .reveal-scale,
  .img-reveal img {
    opacity: 1;
    transform: none;
  }

  .img-reveal::after {
    display: none;
  }

  .home-hero__float {
    animation: none;
  }
}

/* --------------------------------------------------------------------------
   14. Skip link & helpers
   -------------------------------------------------------------------------- */
.skip-link {
  position: absolute;
  top: -100px;
  left: 1rem;
  z-index: 2000;
  padding: 0.75rem 1rem;
  border-radius: var(--radius-sm);
  background: var(--primary);
  color: var(--white);
  font-weight: 700;
}

.skip-link:focus {
  top: 1rem;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.main {
  min-height: 50vh;
}

.text-center {
  text-align: center;
}

.mt-0 {
  margin-top: 0;
}

.mb-0 {
  margin-bottom: 0;
}

/* ==========================================================================
   15. Homepage — Hero
   ========================================================================== */
.home-hero {
  position: relative;
  padding: calc(var(--header-height) + 2.5rem) 0 4.5rem;
  overflow: hidden;
  background:
    linear-gradient(165deg, #e8eef8 0%, #f5f7fb 42%, #eef8f6 100%);
}

.home-hero__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}

.home-hero__pattern {
  position: absolute;
  inset: 0;
  opacity: 0.035;
  background-image:
    linear-gradient(rgba(11, 31, 58, 0.55) 1px, transparent 1px),
    linear-gradient(90deg, rgba(11, 31, 58, 0.55) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: radial-gradient(ellipse 70% 60% at 50% 40%, #000 20%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse 70% 60% at 50% 40%, #000 20%, transparent 75%);
}

.home-hero__orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(2px);
}

.home-hero__orb--1 {
  width: 420px;
  height: 420px;
  top: -120px;
  right: -80px;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.14), transparent 70%);
}

.home-hero__orb--2 {
  width: 280px;
  height: 280px;
  bottom: 10%;
  left: -60px;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.14), transparent 70%);
}

.home-hero__orb--3 {
  width: 160px;
  height: 160px;
  top: 35%;
  left: 42%;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.08), transparent 70%);
}

.home-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.home-hero__eyebrow {
  display: inline-block;
  margin: 0 0 1rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.home-hero__title {
  margin: 0 0 1.1rem;
  max-width: 700px;
  font-size: clamp(2.35rem, 5vw, 3.6rem);
  font-weight: 800;
  letter-spacing: -0.035em;
  line-height: 1.08;
  color: var(--primary);
}

.home-hero__accent {
  color: var(--accent-dark);
}

.home-hero__lead {
  margin: 0 0 1.75rem;
  max-width: 34rem;
  font-size: clamp(1.05rem, 2vw, 1.2rem);
  color: var(--text-muted);
}

.home-hero__actions {
  margin-bottom: 1.35rem;
}

.home-hero__trust {
  margin: 0;
  max-width: 28rem;
  font-size: 0.925rem;
  color: var(--text-muted);
  border-left: 3px solid var(--accent);
  padding-left: 0.9rem;
}

.home-hero__visual {
  position: relative;
}

.home-hero__frame {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 5;
  background: var(--surface-muted);
}

.home-hero__frame::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(
    160deg,
    rgba(11, 31, 58, 0.08) 0%,
    transparent 42%,
    rgba(13, 148, 136, 0.12) 100%
  );
}

.home-hero__frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 1.1s var(--ease);
}

.home-hero__frame:hover img {
  transform: scale(1.04);
}

.home-hero__float {
  position: absolute;
  left: 1.25rem;
  bottom: 1.25rem;
  display: flex;
  align-items: center;
  gap: 0.85rem;
  max-width: calc(100% - 2.5rem);
  padding: 0.95rem 1.1rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.88);
  border: 1px solid rgba(255, 255, 255, 0.65);
  box-shadow: 0 12px 32px rgba(11, 31, 58, 0.16);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  animation: float-card 5.5s var(--ease) infinite;
}

.home-hero__float-icon {
  width: 42px;
  height: 42px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
  font-size: 1rem;
}

.home-hero__float-title {
  margin: 0;
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.25;
}

.home-hero__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem;
  margin-top: 0.45rem;
}

.home-hero__chip {
  display: inline-flex;
  align-items: center;
  padding: 0.2rem 0.55rem;
  border-radius: 999px;
  border: 1px solid rgba(11, 31, 58, 0.12);
  background: rgba(245, 247, 251, 0.95);
  color: var(--primary);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.home-hero__float-text {
  margin: 0.2rem 0 0;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--text-muted);
}

@keyframes float-card {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-6px);
  }
}

.home-hero__scroll {
  position: absolute;
  left: 50%;
  bottom: 1.25rem;
  transform: translateX(-50%);
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  gap: 0.45rem;
  color: var(--text-muted);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  z-index: 2;
}

.home-hero__scroll:hover {
  color: var(--secondary);
}

.home-hero__scroll-line {
  width: 1.5px;
  height: 28px;
  border-radius: 2px;
  background: linear-gradient(to bottom, var(--accent), transparent);
  animation: scroll-pulse 1.8s var(--ease) infinite;
}

@keyframes scroll-pulse {
  0%,
  100% {
    opacity: 0.35;
    transform: scaleY(0.7);
    transform-origin: top;
  }
  50% {
    opacity: 1;
    transform: scaleY(1);
    transform-origin: top;
  }
}

@media (max-width: 992px) {
  .home-hero__grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .home-hero__frame {
    max-width: 520px;
    margin-inline: auto;
    aspect-ratio: 5 / 4;
  }

  .home-hero__scroll {
    display: none;
  }
}

@media (max-width: 640px) {
  .home-hero {
    padding-bottom: 3rem;
  }

  .home-hero__actions .btn {
    width: 100%;
  }

  .home-hero__frame {
    border-radius: 22px;
    aspect-ratio: 4 / 5;
  }
}

/* ==========================================================================
   16. Homepage — Trust strip
   ========================================================================== */
.trust-strip {
  background: var(--surface);
  border-block: 1px solid var(--border);
  padding: clamp(2.5rem, 5vw, 3.5rem) 0;
}

.trust-strip__heading {
  margin: 0 0 2rem;
  text-align: center;
  font-size: clamp(1.25rem, 2.5vw, 1.55rem);
  font-weight: 700;
  color: var(--primary);
}

.trust-strip__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  align-items: stretch;
}

.trust-item {
  position: relative;
  padding: 1.25rem 1.35rem;
  border-radius: var(--radius);
  text-align: center;
  transition: background-color var(--duration-fast) var(--ease);
}

.trust-item:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 18%;
  right: 0;
  bottom: 18%;
  width: 1px;
  background: linear-gradient(
    to bottom,
    transparent,
    var(--border),
    transparent
  );
}

.trust-item:hover {
  background: var(--surface-muted);
}

.trust-item__icon {
  display: inline-grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin-bottom: 0.9rem;
  border-radius: 14px;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 1.1rem;
}

.trust-item__title {
  margin: 0 0 0.4rem;
  font-size: 1.05rem;
}

.trust-item__text {
  margin: 0;
  font-size: 0.9rem;
}

@media (max-width: 992px) {
  .trust-strip__grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 0.75rem;
  }

  .trust-item:not(:last-child)::after {
    display: none;
  }
}

@media (max-width: 480px) {
  .trust-strip__grid {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   17. Homepage — Solution cards
   ========================================================================== */
.solutions-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.solution-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.solution-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.solution-card--life {
  --solution-accent: #1a4b8c;
  --solution-soft: rgba(26, 75, 140, 0.12);
}

.solution-card--health {
  --solution-accent: #0d9488;
  --solution-soft: rgba(13, 148, 136, 0.14);
}

.solution-card--motor {
  --solution-accent: #0b1f3a;
  --solution-soft: rgba(11, 31, 58, 0.1);
}

.solution-card:hover {
  border-color: color-mix(in srgb, var(--solution-accent) 28%, var(--border));
}

.solution-card__media {
  position: relative;
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--surface-muted);
}

.solution-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.solution-card:hover .solution-card__media img {
  transform: scale(1.05);
}

.solution-card__badge {
  position: absolute;
  left: 1rem;
  bottom: 1rem;
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--white);
  color: var(--solution-accent);
  box-shadow: var(--shadow);
  font-size: 1.15rem;
}

.solution-card__body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 1.5rem;
  border-top: 3px solid var(--solution-soft);
  border-bottom: 3px solid transparent;
  transition: border-bottom-color var(--duration) var(--ease);
}

.solution-card:hover .solution-card__body {
  border-bottom-color: var(--solution-accent);
}

.solution-card__label {
  margin: 0 0 0.35rem;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--solution-accent);
}

.solution-card__title {
  margin-bottom: 0.65rem;
}

.solution-card__text {
  flex: 1;
  margin-bottom: 1.25rem;
  font-size: 0.975rem;
}

.solution-card .card__link {
  color: var(--solution-accent);
}

@media (max-width: 992px) {
  .solutions-grid {
    grid-template-columns: 1fr;
    max-width: 520px;
    margin-inline: auto;
  }
}

/* ==========================================================================
   18. Homepage — Why section
   ========================================================================== */
.why-section__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.why-section__media {
  position: relative;
}

.why-section__image {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 5;
}

.why-section__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.why-section__badge {
  position: absolute;
  top: 1.25rem;
  left: 1.25rem;
  padding: 0.45rem 0.85rem;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.why-section__title {
  margin-bottom: 0.9rem;
}

.why-section__lead {
  margin-bottom: 1.75rem;
  font-size: 1.05rem;
}

.feature-list {
  display: grid;
  gap: 1rem;
  margin: 0 0 1.75rem;
  padding: 0;
  list-style: none;
}

.feature-list--connected {
  position: relative;
}

.feature-list--connected::before {
  content: "";
  position: absolute;
  left: 33px;
  top: 2.1rem;
  bottom: 2.1rem;
  width: 1px;
  background: linear-gradient(
    to bottom,
    transparent,
    rgba(13, 148, 136, 0.35),
    transparent
  );
  pointer-events: none;
}

.feature-list__item {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: flex-start;
  padding: 1rem 1.1rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--surface);
  transition:
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease);
}

.feature-list__item:hover {
  border-color: rgba(13, 148, 136, 0.35);
  box-shadow: var(--shadow-sm);
}

.feature-list__num {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--primary), var(--secondary));
  color: var(--white);
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  box-shadow: 0 0 0 4px var(--surface);
}

.feature-list__title {
  margin: 0 0 0.25rem;
  font-size: 1.05rem;
}

.feature-list__text {
  margin: 0;
  font-size: 0.925rem;
}

@media (max-width: 992px) {
  .why-section__grid {
    grid-template-columns: 1fr;
  }

  .why-section__image {
    max-width: 520px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }
}

/* ==========================================================================
   19. Homepage — Journey timeline
   ========================================================================== */
.journey {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.journey::before {
  content: "";
  position: absolute;
  top: 28px;
  left: 8%;
  right: 8%;
  height: 2px;
  background: linear-gradient(90deg, var(--border), var(--accent), var(--border));
}

.journey__step {
  position: relative;
  z-index: 1;
  text-align: center;
  padding: 0 0.5rem;
}

.journey__marker {
  display: grid;
  place-items: center;
  width: 56px;
  height: 56px;
  margin: 0 auto 1.1rem;
  border-radius: 50%;
  background: var(--surface);
  border: 2px solid var(--accent);
  color: var(--primary);
  font-size: 0.9rem;
  font-weight: 800;
  box-shadow: var(--shadow-sm);
}

.journey__title {
  margin: 0 0 0.45rem;
  font-size: 1.15rem;
}

.journey__text {
  margin: 0;
  font-size: 0.95rem;
}

@media (max-width: 992px) {
  .journey {
    grid-template-columns: 1fr;
    gap: 0;
    max-width: 420px;
    margin-inline: auto;
  }

  .journey::before {
    top: 0;
    bottom: 0;
    left: 27px;
    right: auto;
    width: 2px;
    height: auto;
    background: linear-gradient(180deg, var(--border), var(--accent), var(--border));
  }

  .journey__step {
    display: grid;
    grid-template-columns: 56px 1fr;
    grid-template-rows: auto auto;
    column-gap: 1rem;
    text-align: left;
    padding: 0 0 1.75rem;
  }

  .journey__marker {
    grid-row: 1 / span 2;
    margin: 0;
  }

  .journey__title {
    align-self: end;
  }
}

/* ==========================================================================
   20. Homepage — Explorer
   ========================================================================== */
.explorer-section {
  background:
    radial-gradient(ellipse 70% 60% at 85% 15%, rgba(13, 148, 136, 0.2), transparent 55%),
    linear-gradient(145deg, var(--primary-dark) 0%, var(--primary) 55%, var(--navy-soft) 100%);
  color: var(--text-inverse);
}

.explorer-section .section-heading__eyebrow {
  color: #5eead4;
}

.explorer-section .section-heading__title {
  color: var(--white);
}

.explorer {
  margin-top: 0.5rem;
}

.explorer__tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  justify-content: center;
  margin-bottom: 1.75rem;
  padding: 0.4rem;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  width: fit-content;
  max-width: 100%;
  margin-inline: auto;
}

.explorer__tab {
  min-height: 44px;
  padding: 0.65rem 1.35rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.925rem;
  color: rgba(244, 247, 251, 0.75);
  transition:
    background-color var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease);
}

.explorer__tab:hover {
  color: var(--white);
  background: rgba(255, 255, 255, 0.08);
}

.explorer__tab.is-active {
  background: var(--white);
  color: var(--primary);
  box-shadow: var(--shadow-sm);
}

.explorer__panel-wrap {
  border-radius: 24px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  background: rgba(255, 255, 255, 0.04);
  overflow: hidden;
}

.explorer__panel {
  display: none;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: 0;
  align-items: stretch;
}

.explorer__panel.is-active {
  display: grid;
  animation: panel-in 0.4s var(--ease);
}

@keyframes panel-in {
  from {
    opacity: 0;
    transform: translateY(10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.explorer__copy {
  padding: clamp(1.75rem, 4vw, 2.75rem);
}

.explorer__title {
  margin: 0 0 0.75rem;
  color: var(--white);
  font-size: clamp(1.4rem, 2.5vw, 1.85rem);
}

.explorer__text {
  margin: 0 0 1.25rem;
  color: rgba(244, 247, 251, 0.78);
  font-size: 1.05rem;
}

.explorer__list {
  display: grid;
  gap: 0.7rem;
  margin: 0 0 1.75rem;
  padding: 0;
  list-style: none;
}

.explorer__list li {
  position: relative;
  padding-left: 1.6rem;
  color: rgba(244, 247, 251, 0.88);
  font-weight: 600;
}

.explorer__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.45rem;
  width: 0.65rem;
  height: 0.65rem;
  border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 0 4px rgba(13, 148, 136, 0.22);
}

.explorer__visual {
  min-height: 280px;
  overflow: hidden;
}

.explorer__visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.explorer__panel.is-active .explorer__visual img:hover {
  transform: scale(1.04);
}

@media (max-width: 900px) {
  .explorer__panel.is-active {
    grid-template-columns: 1fr;
  }

  .explorer__visual {
    min-height: 220px;
    max-height: 280px;
  }

  .explorer__tabs {
    width: 100%;
    justify-content: stretch;
  }

  .explorer__tab {
    flex: 1;
  }
}

/* ==========================================================================
   21. Homepage — Stats
   ========================================================================== */
.stats-section {
  background: var(--surface);
  padding: clamp(3rem, 6vw, 4.5rem) 0;
}

.stats-section__note {
  margin: 0 0 1.5rem;
  text-align: center;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}

.stat-card {
  position: relative;
  text-align: center;
  padding: 1.75rem 1.25rem;
  border-radius: 0;
  border: none;
  background: transparent;
}

.stat-card:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 20%;
  right: 0;
  bottom: 20%;
  width: 1px;
  background: var(--border);
}

.stat-card__value {
  margin: 0 0 0.4rem;
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--primary);
  line-height: 1.1;
}

.stat-card__label {
  margin: 0;
  font-size: 0.925rem;
  font-weight: 600;
  color: var(--text-muted);
}

@media (max-width: 900px) {
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
  }

  .stat-card {
    border-radius: var(--radius-lg);
    border: 1px solid var(--border);
    background: linear-gradient(180deg, var(--surface) 0%, var(--surface-muted) 100%);
  }

  .stat-card:not(:last-child)::after {
    display: none;
  }
}

@media (max-width: 420px) {
  .stats-grid {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   22. Homepage — Testimonials extras
   ========================================================================== */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.testimonials-grid--premium .testimonial-card {
  position: relative;
  overflow: hidden;
}

.testimonials-grid--premium .testimonial-card::before {
  content: "“";
  position: absolute;
  top: -0.15em;
  right: 0.35rem;
  font-size: 7rem;
  line-height: 1;
  font-weight: 700;
  color: rgba(26, 75, 140, 0.06);
  pointer-events: none;
  z-index: 0;
}

.testimonials-grid--premium .testimonial-card > * {
  position: relative;
  z-index: 1;
}

.testimonial-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1rem;
}

.testimonial-card__quote-icon {
  color: var(--accent);
  font-size: 1.25rem;
  opacity: 0.85;
}

.testimonial-card__stars {
  display: inline-flex;
  gap: 0.2rem;
  color: #d4a017;
  font-size: 0.8rem;
}

.testimonial-card__initials {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  flex-shrink: 0;
}

@media (max-width: 992px) {
  .testimonials-grid {
    grid-template-columns: 1fr;
    max-width: 520px;
    margin-inline: auto;
  }
}

/* ==========================================================================
   23. Homepage — FAQ
   ========================================================================== */
.faq-section__layout {
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}

.faq-section__intro .section-heading__title {
  margin-bottom: 0.85rem;
}

.faq-section__intro .section-heading__text {
  margin-bottom: 1.5rem;
}

.faq-accordion {
  display: grid;
  gap: 0.75rem;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface);
  overflow: hidden;
  transition:
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease),
    background-color var(--duration-fast) var(--ease);
}

.faq-item:hover {
  border-color: rgba(26, 75, 140, 0.22);
  background: var(--surface-muted);
}

.faq-item.is-open {
  border-color: rgba(26, 75, 140, 0.28);
  box-shadow: var(--shadow-sm);
  background: var(--surface);
}

.faq-item__heading {
  margin: 0;
}

.faq-item__trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.1rem 1.2rem;
  text-align: left;
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary);
}

.faq-item__icon {
  width: 32px;
  height: 32px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--surface-muted);
  color: var(--secondary);
  font-size: 0.75rem;
  transition:
    transform var(--duration-fast) var(--ease),
    background-color var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease);
}

.faq-item.is-open .faq-item__icon {
  transform: rotate(45deg);
  background: var(--accent-soft);
  color: var(--accent-dark);
}

.faq-item__panel {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows var(--duration) var(--ease);
}

.faq-item__panel[hidden] {
  display: none;
}

.faq-item.is-open .faq-item__panel {
  grid-template-rows: 1fr;
}

.faq-item__content {
  overflow: hidden;
  min-height: 0;
}

.faq-item__content p {
  margin: 0;
  padding: 0 1.2rem 1.2rem;
  font-size: 0.975rem;
}

@media (max-width: 900px) {
  .faq-section__layout {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   24. Homepage — Final CTA
   ========================================================================== */
.final-cta {
  position: relative;
  overflow: hidden;
  padding: clamp(4rem, 8vw, 6rem) 0;
  background:
    radial-gradient(ellipse 60% 70% at 10% 80%, rgba(13, 148, 136, 0.22), transparent 55%),
    linear-gradient(135deg, var(--primary-dark), var(--secondary));
  color: var(--text-inverse);
  text-align: center;
}

.final-cta__decor {
  position: absolute;
  right: -2%;
  top: 50%;
  transform: translateY(-50%);
  width: min(280px, 40vw);
  color: var(--white);
  pointer-events: none;
  opacity: 0.9;
}

.final-cta__inner {
  position: relative;
  z-index: 1;
  max-width: 40rem;
}

.final-cta__title {
  margin: 0 0 0.85rem;
  color: var(--white);
  font-size: clamp(1.85rem, 4vw, 2.6rem);
}

.final-cta__text {
  margin: 0 0 1.75rem;
  color: rgba(244, 247, 251, 0.82);
  font-size: 1.1rem;
}

.final-cta .btn-group {
  justify-content: center;
}

@media (max-width: 640px) {
  .final-cta .btn {
    width: 100%;
  }

  .final-cta__decor {
    opacity: 0.35;
  }
}

/* Overflow safety */
body {
  overflow-x: hidden;
}

/* ==========================================================================
   25. About page
   ========================================================================== */
.about-hero {
  position: relative;
  padding: calc(var(--header-height) + 2.25rem) 0 clamp(3.5rem, 7vw, 5.5rem);
  overflow: hidden;
  background:
    linear-gradient(160deg, #e8eef8 0%, #f5f7fb 48%, #eef8f6 100%);
}

.about-hero__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.about-hero__orb {
  position: absolute;
  border-radius: 50%;
}

.about-hero__orb--1 {
  width: 380px;
  height: 380px;
  top: -100px;
  right: -40px;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.12), transparent 70%);
}

.about-hero__orb--2 {
  width: 240px;
  height: 240px;
  bottom: 0;
  left: -50px;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.12), transparent 70%);
}

.about-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.about-hero__eyebrow {
  margin: 0 0 0.85rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.about-hero__title {
  margin: 0 0 1rem;
  font-size: clamp(2.1rem, 4.4vw, 3.15rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.12;
  color: var(--primary);
}

.about-hero__lead {
  margin: 0;
  max-width: 34rem;
  font-size: 1.1rem;
  color: var(--text-muted);
}

.about-hero__visual {
  position: relative;
}

.about-hero__frame {
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 5 / 6;
  background: var(--surface-muted);
}

.about-hero__frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.about-hero__frame:hover img {
  transform: scale(1.04);
}

.about-hero__float {
  position: absolute;
  left: 1.15rem;
  bottom: 1.15rem;
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  max-width: calc(100% - 2.3rem);
  padding: 0.85rem 1rem;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(255, 255, 255, 0.7);
  box-shadow: 0 12px 28px rgba(11, 31, 58, 0.14);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  animation: float-card 5.5s var(--ease) infinite;
}

.about-hero__float-icon {
  width: 38px;
  height: 38px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 11px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
  font-size: 0.95rem;
}

.about-hero__float-text {
  margin: 0;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary);
  letter-spacing: 0.02em;
}

@media (max-width: 992px) {
  .about-hero__grid {
    grid-template-columns: 1fr;
  }

  .about-hero__frame {
    max-width: 500px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }
}

/* Story */
.about-story__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.about-story__image {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 5;
}

.about-story__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.about-story__image:hover img {
  transform: scale(1.03);
}

.about-highlights {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin: 1.75rem 0 0;
  padding: 0;
  list-style: none;
}

.about-highlights__item {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0.65rem 0.95rem;
  border-radius: var(--radius-full);
  border: 1px solid var(--border);
  background: var(--surface-muted);
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary);
}

.about-highlights__icon {
  width: 28px;
  height: 28px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 0.75rem;
}

@media (max-width: 992px) {
  .about-story__grid {
    grid-template-columns: 1fr;
  }

  .about-story__image {
    max-width: 520px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }
}

/* Mission */
.mission-section {
  background:
    radial-gradient(ellipse 70% 60% at 50% 0%, rgba(26, 75, 140, 0.08), transparent 60%),
    linear-gradient(180deg, #eef3f9 0%, var(--background) 100%);
}

.mission-section__inner {
  max-width: 46rem;
  margin-inline: auto;
}

.mission-section__icon {
  width: 64px;
  height: 64px;
  display: grid;
  place-items: center;
  margin: 0 auto 1.25rem;
  border-radius: 18px;
  background: linear-gradient(145deg, rgba(26, 75, 140, 0.12), rgba(13, 148, 136, 0.14));
  color: var(--secondary);
  font-size: 1.5rem;
}

.mission-section__label {
  margin: 0 0 1rem;
  font-size: 1rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.mission-section__statement {
  margin: 0 0 1.15rem;
  font-size: clamp(1.75rem, 4vw, 2.65rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.2;
  color: var(--primary);
}

.mission-section__support {
  margin: 0;
  font-size: 1.075rem;
  color: var(--text-muted);
}

/* Vision */
.vision-section {
  background:
    radial-gradient(ellipse 60% 50% at 90% 20%, rgba(13, 148, 136, 0.2), transparent 55%),
    linear-gradient(145deg, var(--primary-dark), var(--primary) 55%, var(--navy-soft));
  color: var(--text-inverse);
}

.vision-section__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(2rem, 5vw, 3.5rem);
  align-items: center;
}

.vision-section__title {
  margin: 0 0 1rem;
  color: var(--white);
  font-size: clamp(2rem, 4vw, 2.75rem);
}

.vision-section__text {
  margin: 0;
  max-width: 32rem;
  font-size: 1.1rem;
  color: rgba(244, 247, 251, 0.8);
}

.vision-cards {
  display: grid;
  gap: 1rem;
}

.vision-card {
  display: grid;
  grid-template-columns: auto 1fr;
  grid-template-rows: auto auto;
  column-gap: 1rem;
  padding: 1.15rem 1.25rem;
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  animation: float-card 6s var(--ease) infinite;
}

.vision-card--2 {
  animation-delay: 0.6s;
}

.vision-card--3 {
  animation-delay: 1.2s;
}

.vision-card__icon {
  grid-row: 1 / span 2;
  align-self: center;
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: rgba(13, 148, 136, 0.2);
  color: #5eead4;
  font-size: 1.15rem;
}

.vision-card__title {
  margin: 0 0 0.25rem;
  color: var(--white);
  font-size: 1.1rem;
}

.vision-card__text {
  margin: 0;
  color: rgba(244, 247, 251, 0.72);
  font-size: 0.925rem;
}

@media (max-width: 900px) {
  .vision-section__grid {
    grid-template-columns: 1fr;
  }
}

/* Values */
.values-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.value-card {
  position: relative;
  height: 100%;
  padding: 1.6rem 1.35rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.value-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
  border-color: rgba(13, 148, 136, 0.28);
}

.value-card__num {
  display: block;
  margin-bottom: 1rem;
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--accent);
}

.value-card__icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  margin-bottom: 1rem;
  border-radius: 12px;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 1.05rem;
}

.value-card__title {
  margin: 0 0 0.55rem;
  font-size: 1.2rem;
}

.value-card__text {
  margin: 0;
  font-size: 0.95rem;
}

@media (max-width: 1100px) {
  .values-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 560px) {
  .values-grid {
    grid-template-columns: 1fr;
  }
}

/* Approach links */
.approach-list {
  display: grid;
  gap: 1rem;
}

.approach-item {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 1.15rem;
  align-items: center;
  padding: 1.35rem 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  color: inherit;
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.approach-item:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
  color: inherit;
}

.approach-item--life:hover {
  border-color: rgba(26, 75, 140, 0.35);
}

.approach-item--health:hover {
  border-color: rgba(13, 148, 136, 0.4);
}

.approach-item--motor:hover {
  border-color: rgba(11, 31, 58, 0.35);
}

.approach-item__icon {
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  border-radius: 16px;
  background: linear-gradient(145deg, rgba(26, 75, 140, 0.1), rgba(13, 148, 136, 0.12));
  color: var(--secondary);
  font-size: 1.25rem;
}

.approach-item--health .approach-item__icon {
  color: var(--accent-dark);
}

.approach-item--motor .approach-item__icon {
  color: var(--primary);
}

.approach-item__title {
  margin: 0 0 0.3rem;
  font-size: 1.25rem;
  color: var(--primary);
}

.approach-item__text {
  margin: 0;
  font-size: 0.975rem;
}

.approach-item__arrow {
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--surface-muted);
  color: var(--secondary);
  transition:
    transform var(--duration-fast) var(--ease),
    background-color var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease);
}

.approach-item:hover .approach-item__arrow {
  transform: translateX(4px);
  background: var(--secondary);
  color: var(--white);
}

@media (max-width: 640px) {
  .approach-item {
    grid-template-columns: auto 1fr;
    grid-template-rows: auto auto;
  }

  .approach-item__arrow {
    grid-column: 2;
    justify-self: start;
  }
}

/* Experience */
.about-experience__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.about-experience__lead {
  margin-bottom: 1.75rem;
  font-size: 1.05rem;
}

.about-experience__image {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 5;
}

.about-experience__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.about-experience__image:hover img {
  transform: scale(1.03);
}

@media (max-width: 992px) {
  .about-experience__grid {
    grid-template-columns: 1fr;
  }

  .about-experience__media {
    order: -1;
  }

  .about-experience__image {
    max-width: 520px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }
}

/* Team preview */
.about-team__disclaimer {
  margin: -0.5rem 0 0;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

.team-preview-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.team-card {
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease);
}

.team-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
}

.team-card__media {
  aspect-ratio: 4 / 5;
  overflow: hidden;
  background: var(--surface-muted);
}

.team-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.team-card:hover .team-card__media img {
  transform: scale(1.05);
}

.team-card__body {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  padding: 1.15rem 1.2rem 1.3rem;
}

.team-card__name {
  margin: 0 0 0.25rem;
  font-size: 1.1rem;
}

.team-card__role {
  margin: 0;
  font-size: 0.875rem;
  color: var(--text-muted);
}

.team-card__social {
  width: 38px;
  height: 38px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 10px;
  border: 1px solid var(--border);
  color: var(--secondary);
  background: var(--surface-muted);
  transition:
    background-color var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease),
    border-color var(--duration-fast) var(--ease);
}

.team-card__social:hover {
  background: var(--secondary);
  border-color: var(--secondary);
  color: var(--white);
}

@media (max-width: 900px) {
  .team-preview-grid {
    grid-template-columns: 1fr;
    max-width: 380px;
    margin-inline: auto;
  }
}

.stats-section .stats-section__note {
  margin-top: 1.25rem;
  margin-bottom: 0;
}

/* ==========================================================================
   26. Services page
   ========================================================================== */
.services-hero {
  position: relative;
  padding: calc(var(--header-height) + 2.25rem) 0 clamp(3.5rem, 7vw, 5.5rem);
  overflow: hidden;
  background:
    linear-gradient(160deg, #e8eef8 0%, #f5f7fb 48%, #eef8f6 100%);
}

.services-hero__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.services-hero__orb {
  position: absolute;
  border-radius: 50%;
}

.services-hero__orb--1 {
  width: 380px;
  height: 380px;
  top: -90px;
  right: -50px;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.12), transparent 70%);
}

.services-hero__orb--2 {
  width: 240px;
  height: 240px;
  bottom: 5%;
  left: -40px;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.12), transparent 70%);
}

.services-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.services-hero__eyebrow {
  margin: 0 0 0.85rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.services-hero__title {
  margin: 0 0 1rem;
  font-size: clamp(2.1rem, 4.4vw, 3.15rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.12;
  color: var(--primary);
}

.services-hero__lead {
  margin: 0 0 1.6rem;
  max-width: 34rem;
  font-size: 1.1rem;
  color: var(--text-muted);
}

.services-hero__visual {
  position: relative;
}

.services-hero__frame {
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 5 / 6;
  background: var(--surface-muted);
}

.services-hero__frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.services-hero__frame:hover img {
  transform: scale(1.04);
}

.services-hero__float {
  position: absolute;
  left: 1.15rem;
  bottom: 1.15rem;
  min-width: 170px;
  padding: 1rem 1.15rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.7);
  box-shadow: 0 12px 28px rgba(11, 31, 58, 0.14);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  animation: float-card 5.5s var(--ease) infinite;
}

.services-hero__float-title {
  margin: 0 0 0.65rem;
  font-size: 0.9rem;
  font-weight: 800;
  color: var(--primary);
}

.services-hero__float-list {
  display: grid;
  gap: 0.35rem;
  margin: 0;
  padding: 0;
  list-style: none;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-muted);
}

.services-hero__float-list li {
  display: flex;
  align-items: center;
  gap: 0.45rem;
}

.services-hero__float-list li::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--accent);
}

@media (max-width: 992px) {
  .services-hero__grid {
    grid-template-columns: 1fr;
  }

  .services-hero__frame {
    max-width: 500px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }
}

@media (max-width: 640px) {
  .services-hero .btn-group .btn {
    width: 100%;
  }
}

/* Intro trust points */
.services-trust {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.85rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.services-trust__item {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.7rem 1.05rem;
  border-radius: var(--radius-full);
  border: 1px solid var(--border);
  background: var(--surface-muted);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--primary);
}

.services-trust__icon {
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 0.8rem;
}

/* Core alternating services */
.services-core {
  padding: 0;
  background: var(--background);
}

.service-feature {
  padding: clamp(3.5rem, 7vw, 5.5rem) 0;
}

.service-feature--health {
  background: var(--surface);
}

.service-feature__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.service-feature--reverse .service-feature__grid {
  direction: rtl;
}

.service-feature--reverse .service-feature__grid > * {
  direction: ltr;
}

.service-feature__media {
  position: relative;
}

.service-feature__image {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 5 / 4;
  background: var(--surface-muted);
}

.service-feature__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.service-feature__image:hover img {
  transform: scale(1.04);
}

.service-feature__media-icon {
  position: absolute;
  right: 1.15rem;
  bottom: 1.15rem;
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--white);
  color: var(--secondary);
  box-shadow: var(--shadow);
  font-size: 1.2rem;
}

.service-feature--health .service-feature__media-icon {
  color: var(--accent-dark);
}

.service-feature--motor .service-feature__media-icon {
  color: var(--primary);
}

.service-feature__title {
  margin: 0.85rem 0 0.85rem;
  font-size: clamp(1.7rem, 3vw, 2.25rem);
}

.service-feature__text {
  margin: 0 0 1.25rem;
  font-size: 1.05rem;
}

.check-list {
  display: grid;
  gap: 0.65rem;
  margin: 0 0 1.6rem;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 1.7rem;
  font-size: 0.975rem;
  font-weight: 600;
  color: var(--text);
}

.check-list li::before {
  content: "\f00c";
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
  position: absolute;
  left: 0;
  top: 0.1rem;
  color: var(--accent);
  font-size: 0.85rem;
}

@media (max-width: 992px) {
  .service-feature__grid,
  .service-feature--reverse .service-feature__grid {
    grid-template-columns: 1fr;
    direction: ltr;
  }
}

/* Comparison */
.compare-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.35rem;
}

.compare-card {
  height: 100%;
  padding: 1.75rem 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease);
}

.compare-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.compare-card__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  margin-bottom: 1rem;
  border-radius: 14px;
  background: rgba(26, 75, 140, 0.1);
  color: var(--secondary);
  font-size: 1.15rem;
}

.compare-card__icon--health {
  background: var(--accent-soft);
  color: var(--accent-dark);
}

.compare-card__icon--motor {
  background: rgba(11, 31, 58, 0.08);
  color: var(--primary);
}

.compare-card__title {
  margin: 0 0 1.1rem;
  font-size: 1.35rem;
}

.compare-card__label {
  margin: 0 0 0.2rem;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.compare-card__value {
  margin: 0 0 1rem;
  font-size: 0.975rem;
  font-weight: 600;
  color: var(--text);
}

.compare-card .card__link {
  margin-top: 0.35rem;
}

@media (max-width: 900px) {
  .compare-grid {
    grid-template-columns: 1fr;
    max-width: 460px;
    margin-inline: auto;
  }
}

/* Why services dark */
.why-services {
  background:
    radial-gradient(ellipse 60% 50% at 85% 15%, rgba(13, 148, 136, 0.2), transparent 55%),
    linear-gradient(145deg, var(--primary-dark), var(--primary) 55%, var(--navy-soft));
  color: var(--text-inverse);
}

.why-services .section-heading__eyebrow {
  color: #5eead4;
}

.why-services .section-heading__title {
  color: var(--white);
}

.why-services__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.glass-card {
  height: 100%;
  padding: 1.5rem 1.35rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255, 255, 255, 0.12);
  background: rgba(255, 255, 255, 0.06);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  transition:
    transform var(--duration) var(--ease),
    background-color var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.glass-card:hover {
  transform: translateY(-4px);
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(94, 234, 212, 0.35);
}

.glass-card__icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  margin-bottom: 1rem;
  border-radius: 12px;
  background: rgba(13, 148, 136, 0.18);
  color: #5eead4;
  font-size: 1.05rem;
}

.glass-card__title {
  margin: 0 0 0.55rem;
  color: var(--white);
  font-size: 1.1rem;
}

.glass-card__text {
  margin: 0;
  color: rgba(244, 247, 251, 0.75);
  font-size: 0.95rem;
}

@media (max-width: 1100px) {
  .why-services__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 560px) {
  .why-services__grid {
    grid-template-columns: 1fr;
  }
}

/* Benefits expandable */
.benefits-section__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.benefits-section__image {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 5;
}

.benefits-section__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.benefits-section__image:hover img {
  transform: scale(1.03);
}

.expand-list {
  display: grid;
  gap: 0.75rem;
  margin-top: 1.5rem;
}

.expand-item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface);
  overflow: hidden;
  transition: border-color var(--duration-fast) var(--ease), box-shadow var(--duration-fast) var(--ease);
}

.expand-item.is-open {
  border-color: rgba(26, 75, 140, 0.28);
  box-shadow: var(--shadow-sm);
}

.expand-item__heading {
  margin: 0;
}

.expand-item__trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.05rem 1.15rem;
  text-align: left;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
}

.expand-item__icon {
  width: 32px;
  height: 32px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--surface-muted);
  color: var(--secondary);
  font-size: 0.75rem;
  transition: transform var(--duration-fast) var(--ease);
}

.expand-item.is-open .expand-item__icon {
  transform: rotate(180deg);
  background: var(--accent-soft);
  color: var(--accent-dark);
}

.expand-item__panel {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows var(--duration) var(--ease);
}

.expand-item.is-open .expand-item__panel {
  grid-template-rows: 1fr;
}

.expand-item__panel[hidden] {
  display: none;
}

.expand-item__content {
  overflow: hidden;
  min-height: 0;
}

.expand-item__content p {
  margin: 0;
  padding: 0 1.15rem 1.15rem;
  font-size: 0.975rem;
}

@media (max-width: 992px) {
  .benefits-section__grid {
    grid-template-columns: 1fr;
  }

  .benefits-section__image {
    max-width: 520px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }
}

/* ==========================================================================
   27. Life Insurance page
   ========================================================================== */
.life-hero {
  position: relative;
  padding: calc(var(--header-height) + 2.25rem) 0 clamp(3.5rem, 7vw, 5.5rem);
  overflow: hidden;
  background:
    linear-gradient(160deg, #e8eef8 0%, #f5f7fb 48%, #eef8f6 100%);
}

.life-hero__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.life-hero__orb {
  position: absolute;
  border-radius: 50%;
}

.life-hero__orb--1 {
  width: 400px;
  height: 400px;
  top: -110px;
  right: -60px;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.13), transparent 70%);
}

.life-hero__orb--2 {
  width: 260px;
  height: 260px;
  bottom: 0;
  left: -50px;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.12), transparent 70%);
}

.life-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.life-hero__eyebrow {
  margin: 0 0 0.85rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.life-hero__title {
  margin: 0 0 1rem;
  font-size: clamp(2.15rem, 4.5vw, 3.25rem);
  font-weight: 800;
  letter-spacing: -0.035em;
  line-height: 1.1;
  color: var(--primary);
}

.life-hero__lead {
  margin: 0 0 1.6rem;
  max-width: 34rem;
  font-size: 1.1rem;
  color: var(--text-muted);
}

.life-hero__visual {
  position: relative;
}

.life-hero__frame {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 5 / 6;
  background: var(--surface-muted);
}

.life-hero__frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.life-hero__frame:hover img {
  transform: scale(1.04);
}

.life-hero__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 55%, rgba(11, 31, 58, 0.35) 100%);
  pointer-events: none;
}

.life-hero__shield {
  position: absolute;
  top: 1.15rem;
  right: 1.15rem;
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.92);
  color: var(--secondary);
  box-shadow: var(--shadow-sm);
  font-size: 1.1rem;
}

.life-hero__float {
  position: absolute;
  left: 1.15rem;
  bottom: 1.15rem;
  display: flex;
  align-items: center;
  gap: 0.8rem;
  max-width: calc(100% - 2.3rem);
  padding: 0.95rem 1.1rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.7);
  box-shadow: 0 12px 28px rgba(11, 31, 58, 0.14);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  animation: float-card 5.5s var(--ease) infinite;
}

.life-hero__float-icon {
  width: 42px;
  height: 42px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
}

.life-hero__float-title {
  margin: 0;
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--primary);
}

.life-hero__float-text {
  margin: 0.2rem 0 0;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-muted);
}

@media (max-width: 992px) {
  .life-hero__grid {
    grid-template-columns: 1fr;
  }

  .life-hero__frame {
    max-width: 500px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }
}

@media (max-width: 640px) {
  .life-hero .btn-group .btn {
    width: 100%;
  }
}

/* Intro highlights */
.life-highlights {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.85rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.life-highlights__item {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.7rem 1.05rem;
  border-radius: var(--radius-full);
  border: 1px solid var(--border);
  background: var(--surface-muted);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--primary);
}

.life-highlights__icon {
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 0.8rem;
}

/* Who section */
.who-section__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.who-section__image {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 5;
}

.who-section__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.who-section__image:hover img {
  transform: scale(1.03);
}

.who-list {
  display: grid;
  gap: 0.85rem;
  margin-top: 1.5rem;
}

.who-card {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  padding: 1.1rem 1.15rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--surface);
  transition:
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease);
}

.who-card:hover {
  border-color: rgba(13, 148, 136, 0.35);
  box-shadow: var(--shadow-sm);
}

.who-card__num {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--primary), var(--secondary));
  color: var(--white);
  font-size: 0.78rem;
  font-weight: 800;
}

.who-card__title {
  margin: 0 0 0.3rem;
  font-size: 1.05rem;
}

.who-card__text {
  margin: 0;
  font-size: 0.925rem;
}

@media (max-width: 992px) {
  .who-section__grid {
    grid-template-columns: 1fr;
  }

  .who-section__image {
    max-width: 520px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }
}

/* Support (navy) */
.life-support {
  background:
    radial-gradient(ellipse 60% 50% at 85% 15%, rgba(13, 148, 136, 0.2), transparent 55%),
    linear-gradient(145deg, var(--primary-dark), var(--primary) 55%, var(--navy-soft));
  color: var(--text-inverse);
}

.life-support .section-heading__eyebrow {
  color: #5eead4;
}

.life-support .section-heading__title {
  color: var(--white);
}

.life-support__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.glass-card__num {
  display: block;
  margin-bottom: 0.85rem;
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: #5eead4;
}

@media (max-width: 1100px) {
  .life-support__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 560px) {
  .life-support__grid {
    grid-template-columns: 1fr;
  }
}

/* Considerations */
.consider-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.consider-card {
  height: 100%;
  padding: 1.5rem 1.35rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease);
}

.consider-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.consider-card__icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  margin-bottom: 1rem;
  border-radius: 12px;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 1.05rem;
}

.consider-card__title {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
}

.consider-card__text {
  margin: 0;
  font-size: 0.95rem;
}

.consider-grid .consider-card:nth-child(4),
.consider-grid .consider-card:nth-child(5) {
  /* allow natural wrap on large screens */
}

@media (min-width: 993px) {
  .consider-grid {
    grid-template-columns: repeat(6, 1fr);
  }

  .consider-card:nth-child(1),
  .consider-card:nth-child(2),
  .consider-card:nth-child(3) {
    grid-column: span 2;
  }

  .consider-card:nth-child(4),
  .consider-card:nth-child(5) {
    grid-column: span 3;
  }
}

@media (max-width: 992px) {
  .consider-grid {
    grid-template-columns: 1fr;
    max-width: 460px;
    margin-inline: auto;
  }
}

.info-note {
  max-width: 52rem;
  margin: 1.75rem auto 0;
  padding: 1rem 1.25rem;
  border-radius: var(--radius);
  border-left: 3px solid var(--accent);
  background: var(--surface-muted);
  font-size: 0.9rem;
  color: var(--text-muted);
  text-align: left;
}

/* Type explorer tabs */
.type-explorer {
  max-width: 820px;
  margin-inline: auto;
}

.type-explorer__tabs {
  display: flex;
  gap: 0.55rem;
  overflow-x: auto;
  padding-bottom: 0.35rem;
  margin-bottom: 1.25rem;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
}

.type-explorer__tab {
  flex: 0 0 auto;
  min-height: 44px;
  padding: 0.65rem 1.15rem;
  border-radius: var(--radius-full);
  border: 1px solid var(--border);
  background: var(--surface);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-muted);
  white-space: nowrap;
  transition:
    background-color var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease),
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease);
}

.type-explorer__tab:hover {
  color: var(--primary);
  border-color: var(--border-strong);
}

.type-explorer__tab.is-active {
  background: var(--primary);
  border-color: var(--primary);
  color: var(--white);
  box-shadow: var(--shadow-sm);
}

.type-explorer__panels {
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  min-height: 160px;
}

.type-explorer__panel {
  display: none;
  padding: 1.75rem 1.75rem;
  animation: panel-in 0.35s var(--ease);
}

.type-explorer__panel.is-active {
  display: block;
}

.type-explorer__title {
  margin: 0 0 0.65rem;
  font-size: 1.35rem;
}

.type-explorer__text {
  margin: 0;
  font-size: 1.05rem;
}

/* Documents */
.docs-section {
  background: var(--background);
}

.docs-section__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(2rem, 5vw, 3.5rem);
  align-items: center;
}

.docs-section__note {
  margin: 0 0 1.5rem;
  font-size: 0.95rem;
}

.docs-card {
  padding: 1.75rem 1.75rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
}

.docs-card .check-list {
  margin-bottom: 0;
}

@media (max-width: 900px) {
  .docs-section__grid {
    grid-template-columns: 1fr;
  }
}

/* Educational note */
.edu-card {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1.15rem;
  padding: 1.5rem 1.6rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
}

.edu-card__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: linear-gradient(145deg, rgba(26, 75, 140, 0.1), rgba(13, 148, 136, 0.12));
  color: var(--secondary);
  font-size: 1.2rem;
}

.edu-card__title {
  margin: 0 0 0.5rem;
  font-size: 1.15rem;
}

.edu-card__text {
  margin: 0;
  font-size: 0.95rem;
}

@media (max-width: 560px) {
  .edu-card {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   28. Health Insurance page (extends life/detail patterns)
   ========================================================================== */
.life-hero__float-icon--health {
  background: linear-gradient(145deg, var(--accent), var(--accent-dark));
}

.health-hero .life-hero__shield {
  color: var(--accent-dark);
}

/* 6-card consideration grid */
@media (min-width: 993px) {
  .consider-grid--six {
    grid-template-columns: repeat(3, 1fr);
  }

  .consider-grid--six .consider-card {
    grid-column: auto;
  }
}

/* 5-step journey */
@media (min-width: 993px) {
  .journey--five {
    grid-template-columns: repeat(5, 1fr);
  }

  .journey--five::before {
    left: 4%;
    right: 4%;
  }
}

@media (max-width: 1100px) and (min-width: 993px) {
  .journey--five .journey__title {
    font-size: 1rem;
  }

  .journey--five .journey__text {
    font-size: 0.875rem;
  }
}

/* Category panel icon */
.type-explorer__icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  margin-bottom: 0.85rem;
  border-radius: 12px;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 1.1rem;
}

/* ==========================================================================
   29. Motor Insurance page
   ========================================================================== */
.life-hero__float-icon--motor {
  background: linear-gradient(145deg, var(--primary), var(--secondary));
}

.motor-hero .life-hero__shield {
  color: var(--primary);
}

/* Car / two-wheeler duo */
.vehicle-duo {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

.vehicle-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease);
}

.vehicle-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
}

.vehicle-card__media {
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--surface-muted);
}

.vehicle-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.vehicle-card:hover .vehicle-card__media img {
  transform: scale(1.04);
}

.vehicle-card__body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 1.5rem;
}

.vehicle-card__title {
  margin: 0.75rem 0 0.65rem;
  font-size: 1.4rem;
}

.vehicle-card__text {
  margin: 0 0 1.15rem;
  font-size: 0.975rem;
}

.vehicle-card .check-list {
  flex: 1;
  margin-bottom: 1.5rem;
}

@media (max-width: 900px) {
  .vehicle-duo {
    grid-template-columns: 1fr;
    max-width: 520px;
    margin-inline: auto;
  }
}

/* Motor types on navy */
.motor-types {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.motor-types__label {
  margin: 1rem 0 0;
  padding-top: 0.85rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.8125rem;
  font-weight: 600;
  color: #5eead4;
}

@media (max-width: 900px) {
  .motor-types {
    grid-template-columns: 1fr;
  }
}

/* Interactive coverage grid */
.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.15rem;
}

.coverage-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
  height: 100%;
  padding: 1.35rem 1.25rem;
  border-radius: var(--radius-lg);
  border: 1.5px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  cursor: pointer;
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease),
    background-color var(--duration) var(--ease);
}

.coverage-item:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.coverage-item.is-active {
  border-color: rgba(13, 148, 136, 0.45);
  background: linear-gradient(180deg, rgba(13, 148, 136, 0.06), var(--surface));
  box-shadow: var(--shadow);
}

.coverage-item__icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  margin-bottom: 0.9rem;
  border-radius: 12px;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 1.05rem;
}

.coverage-item.is-active .coverage-item__icon {
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
}

.coverage-item__title {
  margin-bottom: 0.45rem;
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary);
}

.coverage-item__text {
  font-size: 0.925rem;
  font-weight: 500;
  color: var(--text-muted);
  line-height: 1.55;
}

@media (max-width: 900px) {
  .coverage-grid {
    grid-template-columns: 1fr;
    max-width: 460px;
    margin-inline: auto;
  }
}

@media (min-width: 901px) and (max-width: 1100px) {
  .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* Exclusions: 4 cards */
@media (min-width: 993px) {
  .exclusion-grid {
    grid-template-columns: repeat(4, 1fr);
  }

  .exclusion-grid .consider-card {
    grid-column: auto;
  }
}

@media (max-width: 992px) {
  .exclusion-grid {
    grid-template-columns: 1fr;
  }
}

.consider-card__icon--warn {
  background: rgba(212, 160, 23, 0.14);
  color: #a67c00;
}

/* ==========================================================================
   Blog page
   ========================================================================== */
.blog-hero {
  position: relative;
  padding: calc(var(--header-height) + 2.25rem) 0 clamp(3.5rem, 7vw, 5.5rem);
  overflow: hidden;
  background:
    linear-gradient(160deg, #e8eef8 0%, #f5f7fb 48%, #eef8f6 100%);
}

.blog-hero__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.blog-hero__orb {
  position: absolute;
  border-radius: 50%;
}

.blog-hero__orb--1 {
  width: 420px;
  height: 420px;
  top: -120px;
  right: -80px;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.12), transparent 70%);
}

.blog-hero__orb--2 {
  width: 280px;
  height: 280px;
  bottom: -40px;
  left: -60px;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.1), transparent 70%);
}

.blog-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.blog-hero__eyebrow {
  margin: 0.85rem 0 0.85rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.blog-hero__title {
  margin: 0 0 1rem;
  font-size: clamp(2.15rem, 4.5vw, 3.25rem);
  font-weight: 800;
  letter-spacing: -0.035em;
  line-height: 1.1;
  color: var(--primary);
}

.blog-hero__lead {
  margin: 0 0 1.5rem;
  max-width: 34rem;
  font-size: 1.1rem;
  color: var(--text-muted);
}

.blog-hero__topics {
  margin: 0.85rem 0 0;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-muted);
}

.blog-hero__visual {
  position: relative;
}

.blog-hero__frame {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 5 / 6;
  background: var(--surface-muted);
}

.blog-hero__frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.blog-hero__frame:hover img {
  transform: scale(1.04);
}

.blog-search {
  max-width: 32rem;
}

.blog-search__field {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.15rem 0.15rem 0.15rem 1.15rem;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-full);
  box-shadow: var(--shadow-sm);
  transition:
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease);
}

.blog-search__field:focus-within {
  border-color: rgba(26, 75, 140, 0.45);
  box-shadow: 0 0 0 4px rgba(26, 75, 140, 0.1);
}

.blog-search__field i {
  color: var(--secondary);
  font-size: 0.95rem;
  flex-shrink: 0;
}

.blog-search__input {
  flex: 1;
  min-width: 0;
  width: 100%;
  border: 0;
  outline: 0;
  background: transparent;
  padding: 0.95rem 1.1rem 0.95rem 0;
  font: inherit;
  font-size: 1rem;
  font-weight: 600;
  color: var(--text);
}

.blog-search__input::placeholder {
  color: #8a93a5;
  font-weight: 500;
}

/* Featured article */
.featured-article {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(1.75rem, 4vw, 3rem);
  align-items: center;
  padding: clamp(1.25rem, 3vw, 1.75rem);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: calc(var(--radius-lg) + 4px);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.featured-article__media {
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 16 / 12;
  background: var(--surface-muted);
}

.featured-article__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.featured-article:hover .featured-article__media img {
  transform: scale(1.04);
}

.featured-article__category {
  margin: 0.85rem 0 0.55rem;
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--secondary);
}

.featured-article__title {
  margin: 0 0 0.85rem;
  font-size: clamp(1.45rem, 2.6vw, 2rem);
  font-weight: 800;
  letter-spacing: -0.025em;
  line-height: 1.2;
  color: var(--primary);
}

.featured-article__excerpt {
  margin: 0 0 1.1rem;
  color: var(--text-muted);
  font-size: 1.02rem;
}

.featured-article__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem 1.25rem;
  margin-bottom: 1.35rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-muted);
}

.featured-article__meta i {
  margin-right: 0.35rem;
  color: var(--accent-dark);
}

/* Category filters */
.blog-filters {
  display: flex;
  flex-wrap: nowrap;
  gap: 0.65rem;
  overflow-x: auto;
  overflow-y: hidden;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
  padding: 0.15rem 0 0.5rem;
  margin: 0.25rem auto 0;
  max-width: 100%;
}

.blog-filters__btn {
  flex: 0 0 auto;
  appearance: none;
  border: 1px solid var(--border);
  background: var(--surface);
  color: var(--text-muted);
  font: inherit;
  font-size: 0.9rem;
  font-weight: 700;
  padding: 0.7rem 1.15rem;
  border-radius: var(--radius-full);
  cursor: pointer;
  white-space: nowrap;
  transition:
    background var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease),
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease),
    transform var(--duration-fast) var(--ease);
}

.blog-filters__btn:hover {
  border-color: rgba(26, 75, 140, 0.28);
  color: var(--primary);
  transform: translateY(-1px);
}

.blog-filters__btn.is-active {
  background: var(--primary);
  border-color: var(--primary);
  color: var(--white);
  box-shadow: var(--shadow-sm);
}

.blog-filters__btn:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 2px;
}

/* Article grid & cards */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.blog-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease),
    opacity var(--duration) var(--ease);
}

.blog-card.is-hidden {
  display: none;
}

.blog-card.is-filtering {
  opacity: 0;
  transform: translateY(10px);
}

.blog-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
  border-color: rgba(26, 75, 140, 0.18);
}

.blog-card__media {
  display: block;
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--surface-muted);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.blog-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.blog-card:hover .blog-card__media img {
  transform: scale(1.05);
}

.blog-card__body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 1.35rem 1.4rem 1.5rem;
}

.blog-card__meta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 0.8rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--text-muted);
}

.blog-card__title {
  margin: 0 0 0.65rem;
  font-size: 1.1rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.3;
  color: var(--primary);
}

.blog-card__title a {
  color: inherit;
  text-decoration: none;
}

.blog-card__title a:hover {
  color: var(--secondary);
}

.blog-card__excerpt {
  flex: 1;
  margin: 0 0 1.15rem;
  font-size: 0.95rem;
  color: var(--text-muted);
}

.blog-empty {
  text-align: center;
  padding: 3rem 1.5rem;
  border: 1px dashed var(--border-strong);
  border-radius: var(--radius-lg);
  background: var(--surface);
  margin-top: 0.5rem;
}

.blog-empty__title {
  margin: 0 0 0.45rem;
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--primary);
}

.blog-empty__text {
  margin: 0 0 1.25rem;
  color: var(--text-muted);
}

/* Popular topics */
.topic-pills {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.7rem;
}

.topic-pill {
  appearance: none;
  border: 1px solid var(--border);
  background: var(--surface);
  color: var(--primary);
  font: inherit;
  font-size: 0.9rem;
  font-weight: 700;
  padding: 0.65rem 1.1rem;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition:
    transform var(--duration-fast) var(--ease),
    background var(--duration-fast) var(--ease),
    border-color var(--duration-fast) var(--ease),
    box-shadow var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease);
}

.topic-pill:hover {
  transform: translateY(-2px);
  border-color: rgba(13, 148, 136, 0.4);
  background: rgba(13, 148, 136, 0.08);
  color: var(--accent-dark);
  box-shadow: var(--shadow-sm);
}

.topic-pill:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 2px;
}

/* Guides */
.blog-guides {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.35rem;
}

.blog-guide {
  position: relative;
  overflow: hidden;
}

.blog-guide::before {
  content: "";
  position: absolute;
  width: 160px;
  height: 160px;
  right: -40px;
  top: -40px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(94, 234, 212, 0.18), transparent 70%);
  pointer-events: none;
}

.blog-guide__icon {
  display: grid;
  place-items: center;
  width: 54px;
  height: 54px;
  margin-bottom: 1.1rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.14);
  color: #5eead4;
  font-size: 1.35rem;
}

.blog-guide .btn {
  margin-top: 0.35rem;
}

/* Newsletter */
.newsletter-section {
  background:
    linear-gradient(160deg, #eef3fa 0%, #f7fafc 55%, #eef8f6 100%);
}

.newsletter-section__inner {
  max-width: 720px;
  margin-inline: auto;
  text-align: center;
  padding: 0.5rem 0;
}

.newsletter-section__title {
  margin: 0 0 0.65rem;
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--primary);
}

.newsletter-section__text {
  margin: 0 0 1.5rem;
  color: var(--text-muted);
  font-size: 1.05rem;
}

.newsletter-form {
  display: flex;
  gap: 0.75rem;
  align-items: stretch;
  max-width: 520px;
  margin: 0 auto 0.85rem;
}

.newsletter-form__input {
  flex: 1;
  min-width: 0;
}

.newsletter-form__success {
  margin: 0 0 0.65rem;
  padding: 0.85rem 1rem;
  border-radius: var(--radius);
  background: rgba(31, 122, 92, 0.1);
  color: var(--success);
  font-weight: 700;
  font-size: 0.95rem;
}

.newsletter-form__note {
  margin: 0;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

@media (max-width: 1100px) {
  .blog-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .blog-guides {
    grid-template-columns: 1fr;
    max-width: 480px;
    margin-inline: auto;
  }
}

@media (max-width: 992px) {
  .blog-hero__grid {
    grid-template-columns: 1fr;
  }

  .blog-hero__frame {
    max-width: 500px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }

  .featured-article {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 720px) {
  .blog-grid {
    grid-template-columns: 1fr;
    max-width: 480px;
    margin-inline: auto;
  }

  .newsletter-form {
    flex-direction: column;
  }

  .newsletter-form .btn {
    width: 100%;
  }

  .blog-search {
    max-width: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  .blog-card,
  .blog-card__media img,
  .featured-article__media img,
  .blog-hero__frame img,
  .topic-pill,
  .blog-filters__btn {
    transition: none !important;
  }

  .blog-card:hover,
  .topic-pill:hover,
  .blog-filters__btn:hover {
    transform: none;
  }

  .blog-card:hover .blog-card__media img,
  .featured-article:hover .featured-article__media img,
  .blog-hero__frame:hover img {
    transform: none;
  }
}

/* ==========================================================================
   Team page
   ========================================================================== */
.team-hero {
  position: relative;
  padding: calc(var(--header-height) + 2.25rem) 0 clamp(3.5rem, 7vw, 5.5rem);
  overflow: hidden;
  background:
    linear-gradient(160deg, #e8eef8 0%, #f5f7fb 48%, #eef8f6 100%);
}

.team-hero__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.team-hero__orb {
  position: absolute;
  border-radius: 50%;
}

.team-hero__orb--1 {
  width: 400px;
  height: 400px;
  top: -110px;
  right: -60px;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.13), transparent 70%);
}

.team-hero__orb--2 {
  width: 260px;
  height: 260px;
  bottom: 0;
  left: -50px;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.12), transparent 70%);
}

.team-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.team-hero__eyebrow {
  margin: 0.85rem 0 0.85rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.team-hero__title {
  margin: 0 0 1rem;
  font-size: clamp(2.15rem, 4.5vw, 3.25rem);
  font-weight: 800;
  letter-spacing: -0.035em;
  line-height: 1.1;
  color: var(--primary);
}

.team-hero__lead {
  margin: 0;
  max-width: 34rem;
  font-size: 1.1rem;
  color: var(--text-muted);
}

.team-hero__visual {
  position: relative;
}

.team-hero__frame {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 5 / 6;
  background: var(--surface-muted);
}

.team-hero__frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.team-hero__frame:hover img {
  transform: scale(1.04);
}

.team-hero__float {
  position: absolute;
  left: 1.15rem;
  bottom: 1.15rem;
  display: flex;
  align-items: center;
  gap: 0.8rem;
  max-width: calc(100% - 2.3rem);
  padding: 0.95rem 1.1rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.7);
  box-shadow: 0 12px 28px rgba(11, 31, 58, 0.14);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  animation: float-card 5.5s var(--ease) infinite;
}

.team-hero__float-icon {
  width: 42px;
  height: 42px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
}

.team-hero__float-title {
  margin: 0;
  font-size: 0.9rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: 0.01em;
}

.team-demo-note {
  margin: -0.5rem auto 1.75rem;
  max-width: 36rem;
  text-align: center;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-muted);
}

/* Leadership */
.leadership-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.leadership-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.leadership-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
  border-color: rgba(26, 75, 140, 0.18);
}

.leadership-card__media {
  aspect-ratio: 4 / 5;
  overflow: hidden;
  background: var(--surface-muted);
}

.leadership-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.leadership-card:hover .leadership-card__media img {
  transform: scale(1.05);
}

.leadership-card__body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 1.4rem 1.4rem 1.5rem;
}

.leadership-card__name {
  margin: 0 0 0.3rem;
  font-size: 1.2rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--primary);
}

.leadership-card__role {
  margin: 0 0 0.85rem;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--secondary);
}

.leadership-card__bio {
  flex: 1;
  margin: 0 0 1.15rem;
  font-size: 0.95rem;
  color: var(--text-muted);
}

.leadership-card__social {
  display: inline-grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 12px;
  border: 1px solid var(--border);
  background: var(--surface-muted);
  color: var(--secondary);
  opacity: 0.72;
  transition:
    opacity var(--duration-fast) var(--ease),
    background var(--duration-fast) var(--ease),
    color var(--duration-fast) var(--ease),
    border-color var(--duration-fast) var(--ease),
    transform var(--duration-fast) var(--ease);
}

.leadership-card:hover .leadership-card__social {
  opacity: 1;
  background: var(--primary);
  border-color: var(--primary);
  color: var(--white);
  transform: translateX(2px);
}

.leadership-card__social:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 2px;
  opacity: 1;
}

/* Expertise */
.team-expertise {
  position: relative;
  overflow: hidden;
}

.team-expertise__pattern {
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: 0.35;
  background-image:
    radial-gradient(circle at 1px 1px, rgba(255, 255, 255, 0.14) 1px, transparent 0);
  background-size: 28px 28px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.55), transparent 90%);
}

.team-expertise__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.team-expertise__num {
  display: block;
  margin-bottom: 0.9rem;
  font-size: 1.65rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  color: #5eead4;
  line-height: 1;
}

/* How we work */
.team-principles {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.team-principle {
  height: 100%;
  padding: 1.5rem 1.35rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.team-principle:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: rgba(13, 148, 136, 0.28);
}

.team-principle__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  margin-bottom: 1rem;
  border-radius: 14px;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 1.15rem;
}

.team-principle__title {
  margin: 0 0 0.45rem;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary);
}

.team-principle__text {
  margin: 0;
  font-size: 0.95rem;
  color: var(--text-muted);
}

/* Values */
.team-values {
  margin: 1.5rem 0 0;
  padding: 0;
  list-style: none;
}

.team-values__item {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: start;
  padding: 1.05rem 0;
  border-bottom: 1px solid var(--border);
}

.team-values__item:first-child {
  border-top: 1px solid var(--border);
}

.team-values__icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: rgba(26, 75, 140, 0.1);
  color: var(--secondary);
  font-size: 1rem;
}

.team-values__title {
  margin: 0 0 0.25rem;
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary);
}

.team-values__text {
  margin: 0;
  font-size: 0.95rem;
  color: var(--text-muted);
}

/* Culture */
.team-culture {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
  gap: clamp(1.5rem, 4vw, 2.5rem);
  align-items: stretch;
}

.team-culture__cards {
  display: grid;
  gap: 1rem;
}

.team-culture__card {
  padding: 1.35rem 1.3rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease);
}

.team-culture__card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.team-culture__icon {
  display: inline-grid;
  place-items: center;
  width: 42px;
  height: 42px;
  margin-bottom: 0.85rem;
  border-radius: 12px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
  font-size: 1rem;
}

.team-culture__title {
  margin: 0 0 0.4rem;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary);
}

.team-culture__text {
  margin: 0;
  font-size: 0.95rem;
  color: var(--text-muted);
}

.team-culture__image {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  min-height: 100%;
  background: var(--surface-muted);
}

.team-culture__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.team-culture__image:hover img {
  transform: scale(1.03);
}

/* Quote */
.team-quote {
  position: relative;
  padding: clamp(4rem, 8vw, 5.5rem) 0;
  background:
    radial-gradient(ellipse 55% 50% at 15% 20%, rgba(13, 148, 136, 0.18), transparent 55%),
    linear-gradient(145deg, var(--primary-dark), var(--primary) 55%, var(--navy-soft));
  color: var(--text-inverse);
  text-align: center;
  overflow: hidden;
}

.team-quote__inner {
  position: relative;
  z-index: 1;
  max-width: 44rem;
  margin-inline: auto;
}

.team-quote__icon {
  display: inline-grid;
  place-items: center;
  width: 56px;
  height: 56px;
  margin-bottom: 1.35rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.14);
  color: #5eead4;
  font-size: 1.4rem;
}

.team-quote__text {
  margin: 0 0 1.1rem;
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 750;
  letter-spacing: -0.025em;
  line-height: 1.35;
  color: var(--white);
}

.team-quote__support {
  margin: 0;
  font-size: 1.05rem;
  font-weight: 600;
  color: rgba(244, 247, 251, 0.78);
}

@media (max-width: 1100px) {
  .team-expertise__grid,
  .team-principles {
    grid-template-columns: repeat(2, 1fr);
  }

  .leadership-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .leadership-grid .leadership-card:last-child {
    grid-column: 1 / -1;
    max-width: 420px;
    margin-inline: auto;
    width: 100%;
  }
}

@media (max-width: 992px) {
  .team-hero__grid,
  .team-culture {
    grid-template-columns: 1fr;
  }

  .team-hero__frame {
    max-width: 500px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }

  .team-culture__image {
    min-height: 280px;
    max-width: 640px;
    margin-inline: auto;
    width: 100%;
  }
}

@media (max-width: 640px) {
  .leadership-grid,
  .team-expertise__grid,
  .team-principles {
    grid-template-columns: 1fr;
  }

  .leadership-grid .leadership-card:last-child {
    max-width: none;
  }

  .final-cta .btn-group .btn {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .team-hero__float {
    animation: none;
  }

  .leadership-card,
  .leadership-card__media img,
  .team-principle,
  .team-culture__card,
  .team-culture__image img,
  .team-hero__frame img,
  .leadership-card__social {
    transition: none !important;
  }

  .leadership-card:hover,
  .team-principle:hover,
  .team-culture__card:hover {
    transform: none;
  }

  .leadership-card:hover .leadership-card__media img,
  .team-hero__frame:hover img,
  .team-culture__image:hover img {
    transform: none;
  }

  .leadership-card:hover .leadership-card__social {
    transform: none;
  }
}

/* ==========================================================================
   Contact page
   ========================================================================== */
.form-required {
  color: var(--danger);
  font-weight: 800;
}

.form-control.is-invalid,
.form-select.is-invalid,
.form-textarea.is-invalid {
  border-color: var(--danger);
  box-shadow: 0 0 0 4px rgba(192, 57, 43, 0.1);
}

.form-choice.is-invalid {
  outline: 2px solid rgba(192, 57, 43, 0.35);
  outline-offset: 4px;
  border-radius: var(--radius-sm);
}

.form-choice {
  display: inline-flex;
  align-items: flex-start;
  gap: 0.55rem;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text);
  cursor: pointer;
}

.form-choice input {
  margin-top: 0.2rem;
  accent-color: var(--secondary);
}

.form-choice--checkbox {
  align-items: flex-start;
}

.form-choice a {
  color: var(--secondary);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.contact-hero {
  position: relative;
  padding: calc(var(--header-height) + 2.25rem) 0 clamp(3.5rem, 7vw, 5.5rem);
  overflow: hidden;
  background:
    linear-gradient(160deg, #e8eef8 0%, #f5f7fb 48%, #eef8f6 100%);
}

.contact-hero__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.contact-hero__orb {
  position: absolute;
  border-radius: 50%;
}

.contact-hero__orb--1 {
  width: 400px;
  height: 400px;
  top: -110px;
  right: -60px;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.13), transparent 70%);
}

.contact-hero__orb--2 {
  width: 260px;
  height: 260px;
  bottom: 0;
  left: -50px;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.12), transparent 70%);
}

.contact-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.contact-hero__eyebrow {
  margin: 0.85rem 0 0.85rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.contact-hero__title {
  margin: 0 0 1rem;
  font-size: clamp(2.05rem, 4.4vw, 3.15rem);
  font-weight: 800;
  letter-spacing: -0.035em;
  line-height: 1.1;
  color: var(--primary);
}

.contact-hero__lead {
  margin: 0 0 1.6rem;
  max-width: 34rem;
  font-size: 1.1rem;
  color: var(--text-muted);
}

.contact-hero__visual {
  position: relative;
}

.contact-hero__frame {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 5 / 6;
  background: var(--surface-muted);
}

.contact-hero__frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--duration-slow) var(--ease);
}

.contact-hero__frame:hover img {
  transform: scale(1.04);
}

.contact-hero__float {
  position: absolute;
  left: 1.15rem;
  bottom: 1.15rem;
  display: flex;
  align-items: center;
  gap: 0.8rem;
  max-width: calc(100% - 2.3rem);
  padding: 0.95rem 1.1rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.7);
  box-shadow: 0 12px 28px rgba(11, 31, 58, 0.14);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  animation: float-card 5.5s var(--ease) infinite;
}

.contact-hero__float-icon {
  width: 42px;
  height: 42px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
}

.contact-hero__float-title {
  margin: 0;
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--primary);
}

.contact-hero__float-text {
  margin: 0.2rem 0 0;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-muted);
}

/* Contact option cards */
.contact-options {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.contact-option {
  height: 100%;
  padding: 1.5rem 1.35rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.contact-option:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: rgba(26, 75, 140, 0.2);
}

.contact-option__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  margin-bottom: 1rem;
  border-radius: 14px;
  background: var(--accent-soft);
  color: var(--accent-dark);
  font-size: 1.15rem;
}

.contact-option__title {
  margin: 0 0 0.45rem;
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary);
}

.contact-option__value {
  margin: 0 0 0.55rem;
  font-size: 1rem;
  font-weight: 750;
  color: var(--secondary);
}

.contact-option__value a {
  color: inherit;
  text-decoration: none;
}

.contact-option__value a:hover {
  text-decoration: underline;
}

.contact-option__text {
  margin: 0;
  font-size: 0.925rem;
  color: var(--text-muted);
}

/* Form layout */
.contact-form-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  gap: clamp(1.5rem, 4vw, 2.5rem);
  align-items: start;
}

.contact-form-panel {
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: calc(var(--radius-lg) + 4px);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
}

.enquiry-form__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.1rem 1.25rem;
}

.enquiry-form__fieldset {
  border: 0;
  margin: 0 0 1.1rem;
  padding: 0;
}

.enquiry-form__fieldset legend {
  margin-bottom: 0.65rem;
}

.enquiry-form__radios {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 1.5rem;
}

.enquiry-form__note {
  margin: 1rem 0 0;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

.enquiry-form .btn {
  margin-top: 0.35rem;
}

.contact-success {
  margin-bottom: 1.5rem;
  padding: 1.25rem 1.35rem;
  border-radius: var(--radius);
  border: 1px solid rgba(31, 122, 92, 0.25);
  background: rgba(31, 122, 92, 0.08);
  animation: contact-success-in 0.45s var(--ease);
}

.contact-success__icon {
  display: inline-grid;
  place-items: center;
  width: 36px;
  height: 36px;
  margin-bottom: 0.65rem;
  border-radius: 50%;
  background: rgba(31, 122, 92, 0.14);
  color: var(--success);
  font-size: 1.05rem;
}

.contact-success__title {
  margin: 0 0 0.35rem;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary);
}

.contact-success__text {
  margin: 0;
  font-size: 0.95rem;
  color: var(--text-muted);
}

@keyframes contact-success-in {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.contact-side-panel {
  position: relative;
  overflow: hidden;
  padding: clamp(1.75rem, 3vw, 2.25rem);
  border-radius: calc(var(--radius-lg) + 4px);
  background:
    radial-gradient(ellipse 60% 50% at 90% 10%, rgba(13, 148, 136, 0.22), transparent 55%),
    linear-gradient(145deg, var(--primary-dark), var(--primary) 55%, var(--navy-soft));
  color: var(--text-inverse);
  box-shadow: var(--shadow);
}

.contact-side-panel__decor {
  position: absolute;
  right: -20px;
  bottom: -10px;
  width: 160px;
  opacity: 0.35;
  color: #5eead4;
  pointer-events: none;
}

.contact-side-panel__title {
  position: relative;
  z-index: 1;
  margin: 0 0 1.5rem;
  font-size: clamp(1.35rem, 2.4vw, 1.7rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--white);
}

.contact-side-panel__list {
  position: relative;
  z-index: 1;
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 1.15rem;
}

.contact-side-panel__list li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.9rem;
  align-items: start;
}

.contact-side-panel__icon {
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.14);
  color: #5eead4;
  font-size: 0.95rem;
}

.contact-side-panel__list h3 {
  margin: 0 0 0.25rem;
  font-size: 1.02rem;
  font-weight: 800;
  color: var(--white);
}

.contact-side-panel__list p {
  margin: 0;
  font-size: 0.9rem;
  color: rgba(244, 247, 251, 0.78);
}

/* Quick help */
.contact-help-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.contact-help-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  padding: 1.5rem 1.4rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  text-decoration: none;
  color: inherit;
  transition:
    transform var(--duration) var(--ease),
    box-shadow var(--duration) var(--ease),
    border-color var(--duration) var(--ease);
}

.contact-help-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
  border-color: rgba(13, 148, 136, 0.3);
}

.contact-help-card__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  margin-bottom: 1rem;
  border-radius: 14px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
  font-size: 1.15rem;
}

.contact-help-card__title {
  margin: 0 0 0.45rem;
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--primary);
}

.contact-help-card__text {
  flex: 1;
  margin: 0 0 1.15rem;
  font-size: 0.975rem;
  color: var(--text-muted);
}

.contact-help-card__cta {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.9rem;
  font-weight: 750;
  color: var(--secondary);
}

.contact-help-card__cta i {
  transition: transform var(--duration-fast) var(--ease);
}

.contact-help-card:hover .contact-help-card__cta i {
  transform: translateX(4px);
}

/* Location */
.contact-location {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
  gap: clamp(1.5rem, 4vw, 2.5rem);
  align-items: center;
}

.contact-map {
  position: relative;
  min-height: 320px;
  border-radius: calc(var(--radius-lg) + 4px);
  overflow: hidden;
  border: 1px solid var(--border);
  background:
    linear-gradient(145deg, #dfe8f5 0%, #eef4fb 45%, #e4f3ef 100%);
  box-shadow: var(--shadow-sm);
}

.contact-map__grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(26, 75, 140, 0.08) 1px, transparent 1px),
    linear-gradient(90deg, rgba(26, 75, 140, 0.08) 1px, transparent 1px);
  background-size: 36px 36px;
  opacity: 0.7;
}

.contact-map__pin {
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  gap: 0.85rem;
}

.contact-map__marker {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  font-size: 1.25rem;
  box-shadow: 0 12px 28px rgba(11, 31, 58, 0.28);
}

.contact-map__card {
  padding: 0.95rem 1.2rem;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid rgba(255, 255, 255, 0.8);
  box-shadow: var(--shadow);
  text-align: center;
}

.contact-map__brand {
  margin: 0;
  font-size: 1rem;
  font-weight: 800;
  color: var(--primary);
}

.contact-map__place {
  margin: 0.2rem 0 0;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-muted);
}

.contact-location__title {
  margin: 0 0 0.85rem;
  font-size: clamp(1.5rem, 2.8vw, 2rem);
  font-weight: 800;
  letter-spacing: -0.025em;
  color: var(--primary);
}

.contact-location__address {
  margin: 0 0 1.25rem;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text);
  line-height: 1.6;
}

.contact-location__list {
  margin: 0 0 1.15rem;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.75rem;
}

.contact-location__list li {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  font-weight: 700;
  color: var(--secondary);
}

.contact-location__list a {
  color: inherit;
  text-decoration: none;
}

.contact-location__list a:hover {
  text-decoration: underline;
}

.contact-location__note {
  margin: 0;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

/* Steps */
.contact-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.contact-step {
  height: 100%;
  padding: 1.5rem 1.35rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
}

.contact-step__num {
  display: block;
  margin-bottom: 0.85rem;
  font-size: 1.5rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  color: var(--accent-dark);
  line-height: 1;
}

.contact-step__title {
  margin: 0 0 0.45rem;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary);
}

.contact-step__text {
  margin: 0;
  font-size: 0.95rem;
  color: var(--text-muted);
}

@media (max-width: 1100px) {
  .contact-options {
    grid-template-columns: repeat(2, 1fr);
  }

  .contact-help-grid,
  .contact-steps {
    grid-template-columns: 1fr;
    max-width: 480px;
    margin-inline: auto;
  }
}

@media (max-width: 992px) {
  .contact-hero__grid,
  .contact-form-layout,
  .contact-location {
    grid-template-columns: 1fr;
  }

  .contact-hero__frame {
    max-width: 500px;
    margin-inline: auto;
    aspect-ratio: 16 / 11;
  }

  .contact-map {
    min-height: 260px;
  }
}

@media (max-width: 640px) {
  .contact-options,
  .enquiry-form__grid {
    grid-template-columns: 1fr;
  }

  .contact-hero .btn-group .btn,
  .final-cta .btn-group .btn,
  .enquiry-form .btn {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .contact-hero__float,
  .contact-success {
    animation: none;
  }

  .contact-option,
  .contact-help-card,
  .contact-help-card__cta i,
  .contact-hero__frame img {
    transition: none !important;
  }

  .contact-option:hover,
  .contact-help-card:hover {
    transform: none;
  }

  .contact-hero__frame:hover img,
  .contact-help-card:hover .contact-help-card__cta i {
    transform: none;
  }
}

/* ==========================================================================
   Legal pages (Terms)
   ========================================================================== */
.legal-hero {
  position: relative;
  padding: calc(var(--header-height) + 2rem) 0 clamp(2.75rem, 6vw, 4rem);
  overflow: hidden;
  background:
    linear-gradient(160deg, #e8eef8 0%, #f5f7fb 48%, #eef8f6 100%);
}

.legal-hero__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.legal-hero__orb {
  position: absolute;
  border-radius: 50%;
}

.legal-hero__orb--1 {
  width: 360px;
  height: 360px;
  top: -100px;
  right: -40px;
  background: radial-gradient(circle, rgba(26, 75, 140, 0.12), transparent 70%);
}

.legal-hero__orb--2 {
  width: 220px;
  height: 220px;
  bottom: -40px;
  left: -40px;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.1), transparent 70%);
}

.legal-hero__inner {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.legal-hero__eyebrow {
  margin: 0.85rem 0 0.85rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-dark);
}

.legal-hero__title {
  margin: 0 0 0.9rem;
  font-size: clamp(2.05rem, 4.2vw, 3rem);
  font-weight: 800;
  letter-spacing: -0.035em;
  line-height: 1.1;
  color: var(--primary);
}

.legal-hero__lead {
  margin: 0 0 1.1rem;
  max-width: 40rem;
  font-size: 1.08rem;
  color: var(--text-muted);
}

.legal-hero__updated {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  margin: 0;
  padding: 0.55rem 0.9rem;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.8);
  border: 1px solid var(--border);
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary);
}

.legal-hero__updated i {
  color: var(--secondary);
}

.legal-hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  padding: 1rem 1.25rem;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.8);
  box-shadow: var(--shadow);
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--primary);
}

.legal-hero__badge-icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
  font-size: 1.15rem;
}

.legal-doc-section {
  padding-top: 2.5rem;
}

.legal-layout {
  display: grid;
  grid-template-columns: 260px minmax(0, 1fr);
  gap: clamp(1.5rem, 4vw, 2.75rem);
  align-items: start;
}

.legal-toc {
  position: sticky;
  top: calc(var(--header-height-scrolled) + 1rem);
  padding: 1.15rem 1.1rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--surface-muted);
  box-shadow: var(--shadow-sm);
}

.legal-toc__toggle {
  display: none;
  width: 100%;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  padding: 0.85rem 1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--surface);
  color: var(--primary);
  font: inherit;
  font-size: 0.95rem;
  font-weight: 800;
  cursor: pointer;
}

.legal-toc__toggle i {
  transition: transform var(--duration-fast) var(--ease);
}

.legal-toc.is-open .legal-toc__toggle i {
  transform: rotate(180deg);
}

.legal-toc__title {
  display: block;
  margin: 0 0 0.85rem;
  padding: 0 0.25rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.legal-toc__list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.legal-toc__list li + li {
  margin-top: 0.15rem;
}

.legal-toc__list a {
  display: block;
  padding: 0.55rem 0.7rem;
  border-radius: var(--radius-sm);
  font-size: 0.875rem;
  font-weight: 650;
  color: var(--text-muted);
  text-decoration: none;
  border-left: 2px solid transparent;
  transition:
    color var(--duration-fast) var(--ease),
    background var(--duration-fast) var(--ease),
    border-color var(--duration-fast) var(--ease);
}

.legal-toc__list a:hover {
  color: var(--primary);
  background: rgba(255, 255, 255, 0.7);
}

.legal-toc__list a.is-active {
  color: var(--primary);
  background: var(--surface);
  border-left-color: var(--accent);
  font-weight: 800;
}

.legal-toc__list a:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 2px;
}

.legal-content {
  min-width: 0;
}

.legal-article {
  max-width: 780px;
  padding: clamp(1.5rem, 3vw, 2.25rem);
  border-radius: calc(var(--radius-lg) + 2px);
  border: 1px solid var(--border);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
}

.legal-block {
  padding-bottom: 1.75rem;
  margin-bottom: 1.75rem;
  border-bottom: 1px solid var(--border);
  scroll-margin-top: calc(var(--header-height-scrolled) + 1.25rem);
}

.legal-block:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: 0;
}

.legal-block__title {
  margin: 0 0 1rem;
  font-size: clamp(1.2rem, 2vw, 1.4rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--primary);
}

.legal-block p {
  margin: 0 0 1rem;
  font-size: 1rem;
  line-height: 1.75;
  color: var(--text);
}

.legal-block p:last-child {
  margin-bottom: 0;
}

.legal-list {
  margin: 0 0 0.25rem;
  padding-left: 1.2rem;
  color: var(--text);
}

.legal-list li {
  margin-bottom: 0.55rem;
  line-height: 1.65;
  padding-left: 0.2rem;
}

.legal-list li::marker {
  color: var(--secondary);
}

.legal-callout {
  margin-top: 1.15rem;
  padding: 1.1rem 1.2rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--surface-muted);
}

.legal-callout__label {
  margin: 0 0 0.4rem;
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--secondary);
}

.legal-callout__text {
  margin: 0 !important;
  font-size: 0.975rem !important;
  line-height: 1.65 !important;
  color: var(--text) !important;
}

.legal-callout--info {
  background: rgba(26, 75, 140, 0.06);
  border-color: rgba(26, 75, 140, 0.18);
}

.legal-callout--highlight {
  background: rgba(13, 148, 136, 0.08);
  border-color: rgba(13, 148, 136, 0.22);
}

.legal-callout--highlight .legal-callout__text {
  font-weight: 650;
}

.legal-callout--warn {
  background: rgba(212, 160, 23, 0.1);
  border-color: rgba(166, 124, 0, 0.28);
}

.legal-callout--warn .legal-callout__label {
  color: #a67c00;
}

.legal-callout--placeholder {
  background: rgba(11, 31, 58, 0.04);
  border-style: dashed;
}

.legal-points {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.9rem;
  margin-top: 1.15rem;
}

.legal-point {
  padding: 1.1rem 1rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--surface-muted);
}

.legal-point__title {
  margin: 0 0 0.4rem;
  font-size: 1rem;
  font-weight: 800;
  color: var(--primary);
}

.legal-point__text {
  margin: 0 !important;
  font-size: 0.9rem !important;
  line-height: 1.55 !important;
  color: var(--text-muted) !important;
}

.legal-contact {
  margin: 0 0 0.85rem;
  padding: 0;
  list-style: none;
}

.legal-contact li {
  margin-bottom: 0.45rem;
  font-weight: 650;
  color: var(--text);
}

.legal-contact span {
  color: var(--text-muted);
  font-weight: 600;
  margin-right: 0.35rem;
}

.legal-contact a {
  color: var(--secondary);
  text-decoration: none;
}

.legal-contact a:hover {
  text-decoration: underline;
}

.legal-note {
  margin: 0 0 1.15rem !important;
  font-size: 0.85rem !important;
  color: var(--text-muted) !important;
}

@media (max-width: 992px) {
  .legal-layout {
    grid-template-columns: 1fr;
  }

  .legal-toc {
    position: static;
    padding: 0;
    border: 0;
    background: transparent;
    box-shadow: none;
  }

  .legal-toc__toggle {
    display: inline-flex;
  }

  .legal-toc__nav {
    display: none;
    margin-top: 0.75rem;
    padding: 1rem;
    border-radius: var(--radius-lg);
    border: 1px solid var(--border);
    background: var(--surface-muted);
  }

  .legal-toc.is-open .legal-toc__nav {
    display: block;
  }

  .legal-toc__title {
    display: none;
  }

  .legal-hero__visual {
    display: none;
  }

  .legal-points {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .legal-article {
    padding: 1.25rem 1.1rem;
  }

  .final-cta .btn-group .btn {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .legal-toc__toggle i,
  .legal-toc__list a {
    transition: none !important;
  }
}

/* Privacy page extensions (reuses legal layout) */
.legal-subtitle {
  margin: 1.25rem 0 0.65rem;
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary);
}

.legal-subtitle:first-of-type {
  margin-top: 0.35rem;
}

.privacy-card-grid {
  display: grid;
  gap: 0.9rem;
  margin-top: 1.15rem;
}

.privacy-card-grid--three {
  grid-template-columns: repeat(3, 1fr);
}

.privacy-card-grid--four {
  grid-template-columns: repeat(2, 1fr);
}

.privacy-card-grid--five {
  grid-template-columns: repeat(2, 1fr);
}

.privacy-service {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding: 1rem 1.05rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--surface-muted);
}

.privacy-service__icon {
  width: 40px;
  height: 40px;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: rgba(26, 75, 140, 0.1);
  color: var(--secondary);
  font-size: 1rem;
}

.privacy-service__title {
  margin: 0;
  font-size: 0.975rem;
  font-weight: 800;
  color: var(--primary);
}

.privacy-security {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: start;
  padding: 1.2rem 1.25rem;
  border-radius: var(--radius);
  border: 1px solid rgba(13, 148, 136, 0.22);
  background: rgba(13, 148, 136, 0.07);
}

.privacy-security__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: linear-gradient(145deg, var(--secondary), var(--primary));
  color: var(--white);
  font-size: 1.15rem;
}

.privacy-security p {
  margin-bottom: 0.75rem;
}

.privacy-security p:last-child {
  margin-bottom: 0;
}

@media (min-width: 901px) {
  .privacy-card-grid--five {
    grid-template-columns: repeat(3, 1fr);
  }

  .privacy-card-grid--five .legal-point:nth-child(4),
  .privacy-card-grid--five .legal-point:nth-child(5) {
    grid-column: auto;
  }
}

@media (max-width: 900px) {
  .privacy-card-grid--three,
  .privacy-card-grid--four,
  .privacy-card-grid--five {
    grid-template-columns: 1fr;
  }

  .privacy-security {
    grid-template-columns: 1fr;
  }
}